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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (100984 reviews)

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4.76

Based on 100,930 reviews, last reviewed 14th Jul 2026

515% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Valuable services for everyone, it offers the possib... Valuable services for everyone, it offers the possibility of buying and transferring Reviewed on: 14th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (100987)

PayPal pay in 3 has been very helpful to pay...

PayPal pay in 3 has been very helpful to pay for things Reviewed on: 12th July 2026

Great service

Easy to use and simple website/app easy to find everything I need and when I’ve had to ring customer services they are always know knowledgeable, efficient and helpful. Reviewed on: 12th July 2026

Amazing, no issues.

Amazing, no issues. Super easy and convenient Reviewed on: 12th July 2026

Good service I like it I used it once

Good service I like it I used it once Reviewed on: 12th July 2026

No problem at all, smooth transaction

No problem at all, smooth transaction Reviewed on: 12th July 2026

Just have no problems.

Just have no problems. Everything is done with no problems. Reviewed on: 12th July 2026

Easy, Flexible, and Hassle Free

I’ve had a good experience using PayPal Pay in 3. The application process was quick and straightforward, and I received an instant decision. Splitting the cost into three interest free payments made it much easier to manage my budget without paying extra. The payments were taken automatically on the agreed dates, and I received reminders beforehand, which helped me stay on track. The PayPal app clearly shows upcoming payments and remaining balances. Overall, the service has been reliable, convenient, and easy to use. I would recommend PayPal Pay in 3 to anyone looking for a simple way to spread the cost of purchases. Reviewed on: 12th July 2026

Great for large purchases

Pay in 3 is a great way to finance larger purchases, easy to use and accepted at most retailers. Only thing I’m not a fan of is the reminder texts I get during the night to tell me my Payin3 payment is coming up. Always at nighttime for some reason. Reviewed on: 12th July 2026

Paypal is safe and amazing to use.

Paypal is safe and amazing to use. It is easy and efficient and the safest and best option to use when buying something. Reviewed on: 12th July 2026

When I had an incident with fraud, PayPal helped imm...

When I had an incident with fraud, PayPal helped immediately to put me at ease Reviewed on: 12th July 2026

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