Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (100991 reviews)

View other PayPal products

4.76

Based on 100,930 reviews, last reviewed 14th Jul 2026

515% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Valuable services for everyone, it offers the possib... Valuable services for everyone, it offers the possibility of buying and transferring Reviewed on: 14th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (100993)

No problem at all, smooth transaction

No problem at all, smooth transaction Reviewed on: 12th July 2026

Just have no problems.

Just have no problems. Everything is done with no problems. Reviewed on: 12th July 2026

Easy, Flexible, and Hassle Free

I’ve had a good experience using PayPal Pay in 3. The application process was quick and straightforward, and I received an instant decision. Splitting the cost into three interest free payments made it much easier to manage my budget without paying extra. The payments were taken automatically on the agreed dates, and I received reminders beforehand, which helped me stay on track. The PayPal app clearly shows upcoming payments and remaining balances. Overall, the service has been reliable, convenient, and easy to use. I would recommend PayPal Pay in 3 to anyone looking for a simple way to spread the cost of purchases. Reviewed on: 12th July 2026

Great for large purchases

Pay in 3 is a great way to finance larger purchases, easy to use and accepted at most retailers. Only thing I’m not a fan of is the reminder texts I get during the night to tell me my Payin3 payment is coming up. Always at nighttime for some reason. Reviewed on: 12th July 2026

Paypal is safe and amazing to use.

Paypal is safe and amazing to use. It is easy and efficient and the safest and best option to use when buying something. Reviewed on: 12th July 2026

When I had an incident with fraud, PayPal helped imm...

When I had an incident with fraud, PayPal helped immediately to put me at ease Reviewed on: 12th July 2026

I love splitting 3 payments.

I love splitting 3 payments.it is easy to pay and u get time to settle purchases Reviewed on: 12th July 2026

Great servicereliable, efficient, instant

Great servicereliable, efficient, instant Reviewed on: 12th July 2026

Love PayPal!

Love PayPal! Easy, simple to use. Trustworthy, wildly accepted. I have been using for more than 16 years, never had any issues. PayPal pay in 3 and PayPal Credit always comes in handy, especially during festive times. It’s my Go To payment choice for online shopping. Reviewed on: 12th July 2026

I love PayPal pay in 3!

I love PayPal pay in 3!!! Its so handy for me and my family!!! It helps when I cant afford to buy something in full and need a bit of respite. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.20 from 13 reviews
Buy now pay later
from Clearpay 3.85 from 59 reviews
Retail finance
from Buyline 4.41 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 180799 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub