Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39138 reviews)

View other PayPal products

4.93

Based on 39,138 reviews, last reviewed 25th Apr 2026

1583700% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Paypal is the safest way to pay with online Paypal is the safest way to pay with online Reviewed on: 25th April 2026

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (39138)

Recommended always

Incredibly easy to use, never any issues Reviewed on: 21st April 2026

The pay in 3 is really good for helping save money o...

The pay in 3 is really good for helping save money on some payments so you have time to save up to pay off your orders easier Reviewed on: 21st April 2026

Used often, good for certain things.

Used often, good for certain things. Reviewed on: 21st April 2026

Freeing feelings with PayPal: Pay in 3

I have been using PayPal: Pay in 3 for the last few years and it has been an absolute life saver at times. It gives me peace of mind knowing I have the flexibility to spread the cost and I have been able to make smart purchases I previously felt too financially restricted to make. Reviewed on: 21st April 2026

Best and most simple payment app

Best and most simple way to send friends and family money or pay a bill, PayPal pay in 3 is a life saver sometimes and so easy to set up Reviewed on: 21st April 2026

Quick and easy to apply and use.

Quick and easy to apply and use. Reviewed on: 21st April 2026

Very good and realiable easy to use

Very good and realiable easy to use Reviewed on: 21st April 2026

It’s good to be able to buy more expensive items ove...

It’s good to be able to buy more expensive items over 3 months when I need them Reviewed on: 21st April 2026

The only Pal you need

PayPal offers a convenient way to purchase goods and gives you peace of mind. Options to extend the payment interest free make it the ideal way to pay. Reviewed on: 21st April 2026

Never had problem , I like the option of easy transf...

Never had problem , I like the option of easy transfers with friends Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.09 from 34 reviews
nextpay
from Next 4.25 from 12 reviews
Buy now pay later
from Clearpay 3.23 from 53 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Credit card
from PayPal 4.92 from 65 reviews
Payments
from PayPal 4.92 from 3686 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub