Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,558 reviews, last reviewed 26th Apr 2026
1623500% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple, Efficient - a must have ! Great help online and in FAQs meaning don’t often need customer service Reviewed on: 26th April 2026
Sarah Claypole's avatar
Sarah Claypole

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (39558)

PayPal. Review

5
I have never had a problem with PayPal. This pay in 3 monthly payments has really helped me in the crisis right now Reviewed on: 13th June 2024
Luly Perkins's avatar
Luly Perkins

Neutral,pay in 3 not working all time.

3
Neutral,pay in 3 not working all time. Reviewed on: 13th June 2024
Agueda E's avatar
Agueda E

Never had a bad experience!

5
Never had a bad experience! Paypal pay in 3 is a great, easy way to spread out payments to be interest free and gives you plenty of notice about when payments are due Reviewed on: 13th June 2024
Rebecca's avatar
Rebecca

Easy way to make online transactions.

5
Easy way to make online transactions. Reviewed on: 13th June 2024
Joshua C's avatar
Joshua C

I’m so happy with the PayPal in 3 service ever since...

5
I’m so happy with the PayPal in 3 service ever since it started! I can now afford the things I want that are normally too expensive to pay for all at once. It is great that it is Interest free too and it avoids taking out huge loans that are hard to repay. Overall I am very satisfied with PayPal and will continue to use the service! Reviewed on: 13th June 2024
Samantha Murphy's avatar
Samantha Murphy

Best way to pay.

5
PayPal has always been a fantastic service.It’s a great help at times.Would definitely recommend.Never had any issues. Reviewed on: 13th June 2024
Miss B's avatar
Miss B

Very simple to use and useful for large purchases

5
Very simple to use and useful for large purchases Reviewed on: 13th June 2024
Oskar W's avatar
Oskar W

very start forward

5
It’s been normal, very start forward Reviewed on: 13th June 2024
Thorton Paul's avatar
Thorton Paul

Pay in 3 has been amazingly helpful, allowing me to...

5
Pay in 3 has been amazingly helpful, allowing me to make purchases I otherwise couldn’t and helping me to stretch my monthly budget. Couldn’t be without it! Reviewed on: 13th June 2024
Sarah M's avatar
Sarah M

Helpful financially

4
Pay in 3 has helped with my finance distributions, so I can get more of the things I need when needed. Reviewed on: 13th June 2024
Aminat 's avatar
Aminat

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill