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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (41552 reviews)

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4.93

Based on 41,552 reviews, last reviewed 1st May 2026

1812100% increase in 5 star reviews

in the past 90 days

3300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It's been great! It's been great so far. It really helps me to send money all over the world Reviewed on: 1st May 2026

Latest lowest rating:

1

Customer service is a joke. Customer service is a joke. Can't answer my questions, pretend to 'escalate' to a manager. Then the 'manager' tells me they need to escalate further a... Read more Reviewed on: 1st May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (41552)

Fantastic service .

Fantastic service . Fast efficient and a breeze to use . Cannot fault it and has become my go to purchase method . Reviewed on: 15th June 2024

Excellent service, quick and easy to apply.

Excellent service, quick and easy to apply. Reviewed on: 15th June 2024

Not bad could be better

Altogether satisfactory. The only issues I have is when you issue refunds it’s not always clear what company it’s coming from or what the original transaction was for. Reviewed on: 15th June 2024

Happy to have option pay by 3 in 2 months , very eas...

Happy to have option pay by 3 in 2 months , very easy no problem Reviewed on: 15th June 2024

Never had a problem in 20 years

Always use PayPal and the pay in 3 options great for keeping a budget and been using it for about 20 years now and never had a problem Reviewed on: 15th June 2024

Pay in 3 is absolutely excellent!!

Pay in 3 is excellent, I've used this many times and allows you to purchase items immediately and takes out first payment and then exactly a month later takes out 2nd payment and again exactly a month later takes the final payment and it's interest free. Personally I love using it and if there's a problem with an item you can send it back and PayPal will credit your pay in 3 balance with this money. Very very very easy to use this great service. Reviewed on: 15th June 2024

Paypal Pay in 3 is paying made easy

Paypal Pay in 3 is a great and flexible way to buy now and pay later in more manageable installments. There's no fuss or hassle and the approval process is smooth and simple. Reviewed on: 15th June 2024

Love flexibility with payments, credit, pay in 3.

Love flexibility with payments, credit, pay in 3. Helps out smooth out the cost Reviewed on: 15th June 2024

Best overall

Easy process - manage payment more efficiently Reviewed on: 15th June 2024

It's amazing helping me pay for stuff

It's amazing helping me pay for stuff I wouldn't normally be able to buy Reviewed on: 15th June 2024

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