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PayPal: Pay in 3 reviews

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4.93
Based on 41,570 reviews, last reviewed 1st May 2026
1813800% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Quick , easy, acceptable for a lot of Quick , easy, acceptable for a lot of Reviewed on: 1st May 2026
Polina Z's avatar
Polina Z

Latest lowest rating:

1

Customer service is a joke. Customer service is a joke. Can't answer my questions, pretend to 'escalate' to a manager. Then the 'manager' tells me they need to escalate further a... Read more Reviewed on: 1st May 2026
dav M's avatar
dav M
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (41570)

Not bad could be better

4
Altogether satisfactory. The only issues I have is when you issue refunds it’s not always clear what company it’s coming from or what the original transaction was for. Reviewed on: 15th June 2024
Jacqui G's avatar
Jacqui G

Happy to have option pay by 3 in 2 months , very eas...

5
Happy to have option pay by 3 in 2 months , very easy no problem Reviewed on: 15th June 2024
Ayo's avatar
Ayo

Never had a problem in 20 years

5
Always use PayPal and the pay in 3 options great for keeping a budget and been using it for about 20 years now and never had a problem Reviewed on: 15th June 2024
Pinkpill's avatar
Pinkpill

Pay in 3 is absolutely excellent!!

5
Pay in 3 is excellent, I've used this many times and allows you to purchase items immediately and takes out first payment and then exactly a month later takes out 2nd payment and again exactly a month later takes the final payment and it's interest free. Personally I love using it and if there's a problem with an item you can send it back and PayPal will credit your pay in 3 balance with this money. Very very very easy to use this great service. Reviewed on: 15th June 2024
Avril Mc's avatar
Avril Mc

Paypal Pay in 3 is paying made easy

5
Paypal Pay in 3 is a great and flexible way to buy now and pay later in more manageable installments. There's no fuss or hassle and the approval process is smooth and simple. Reviewed on: 15th June 2024
Nicholas's avatar
Nicholas

Love flexibility with payments, credit, pay in 3.

5
Love flexibility with payments, credit, pay in 3. Helps out smooth out the cost Reviewed on: 15th June 2024
Ewa 's avatar
Ewa

Best overall

5
Easy process - manage payment more efficiently Reviewed on: 15th June 2024
Pavg's avatar
Pavg

It's amazing helping me pay for stuff

5
It's amazing helping me pay for stuff I wouldn't normally be able to buy Reviewed on: 15th June 2024
KL's avatar
KL

Makes it easier to manage finances

4
Makes it easier to manage finances Reviewed on: 15th June 2024
Kevin's avatar
Kevin

Amazing service, never any issues with it

5
Amazing service, never any issues with it Reviewed on: 15th June 2024
Zs 's avatar
Zs

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