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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (42735 reviews)

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4.93

Based on 42,735 reviews, last reviewed 4th May 2026

1922100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simple way to spread the cost Easy to apply for, and paying in 3 installments spreads the cost. Reviewed on: 4th May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42735)

Always the smartest way to borrow.

Always the smartest way to borrow. As a single mum Christmas and birthdays can be tough financially but pay pal helps me to get the gifts my kids deserve! Reviewed on: 16th June 2024

Smooth and convenient, never had a problem

Smooth and convenient, never had a problem Reviewed on: 16th June 2024

Great way to pay for larger purchases without stretc...

Great way to pay for larger purchases without stretching your funds too much. The service provided is very convenient and reliable. Never had any issues at all and I'm using it very frequently. Everything can be managed with PayPal app, which is very well design and simple to use. Reviewed on: 16th June 2024

I have used PayPal for years and it is a great way t...

I have used PayPal for years and it is a great way to transfer money, I also have used PayPal credit for bigger purchases such as holidays/furniture and the 4 month no interest is great for those purchases, it really makes the hit of a big purchase feel a lot easier. Paying the credit off is simple and the app is very easy to navigate, I have never had any issues whatsoever. Reviewed on: 16th June 2024

I use and recommend pay in 3...

I regularly use pay in 3 as it helps to spread the cost of larger purchases without extra expense. I have already recommended it to members of my family and to friends Reviewed on: 16th June 2024

Pay in three

Never had a problem with anything Reviewed on: 16th June 2024

Whenever I can I will use pay in 3 to spread the co...

Whenever I can I will use pay in 3 to spread the cost , easy and you can plan how to pay. Reviewed on: 16th June 2024

Brilliant, makes payments more manageable

Easy to use, user friendly and can be used anywhere. I often use pay in 3 for larger payments and makes everything a lot more manageable Reviewed on: 16th June 2024

Easy to use with flexibility to pay earlier.

Easy to use with flexibility to pay earlier. Reviewed on: 16th June 2024

My best choice!

its very easy to use and it is so convenient. Reviewed on: 16th June 2024

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