Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 73,848 reviews, last reviewed 19th Jun 2026
4849400% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing, smooth and straightforward transaction. Amazing, smooth and straightforward transaction. Easy design and interface for users Reviewed on: 19th June 2026
Nkechinyere Analikwu 's avatar
Nkechinyere Analikwu

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (73848)

Quick, simple and easy to use in everyday life

5
Quick, simple and easy to use in everyday life with loads of different retailers and with friends Reviewed on: 13th May 2026

Convenient and slick. Safe.

5
Never any problems. Seamless, safe and informative. It gives you a breathing space when times are difficult and money is tight but you need something urgently. Works well for suppliers too, and they don't need to know your account details. Reviewed on: 13th May 2026

Easy to set up.

5
Easy to set up. Kept informed of each transaction. Reviewed on: 13th May 2026

PayPal makes me feel safe ordering online- if I have...

5
PayPal makes me feel safe ordering online- if I have an issue, they will deal with it and refund my money. Reviewed on: 13th May 2026

Easy, reliable payment method

5
I have used PayPal for many years, always easy, especially with pay in three for more expensive items. Very easy to sort any issues and reliable if there's any problems. Reviewed on: 13th May 2026

Fast, Smart and Quick.

5
Extremely easy to use and keep track of your spending. Reviewed on: 13th May 2026

I trust PayPal more than klarna.

5
I trust PayPal more than klarna. Klarna randomly appeared in a recession, felt sketchy to me, so I’m glad PayPal offers an alternative that I actually know will keep my money safe. If I had to suggest a financing option it would be Paypal over klarna Reviewed on: 13th May 2026

PayPal is the fastest and most reliable payment method

5
PayPal is the fastest and most reliable payment method Reviewed on: 13th May 2026

Smooth sail with paypaol

5
Smooth sail with paypal so far. No glitches Reviewed on: 13th May 2026

Easy to use

4
Easy to use. Makes things affordable over period of time without paying interest. Reviewed on: 13th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 142822 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3755 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products