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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (43029 reviews)

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4.93

Based on 43,029 reviews, last reviewed 5th May 2026

1949700% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up and help so much to breakdown larger... Easy to set up and help so much to break down larger payments in to smaller manageable ones Reviewed on: 5th May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (43029)

great service.

PayPal has been a good service to use, and I would recommend it to anyone Reviewed on: 16th June 2024

Pay in 3 has helped me so many times

Pay in 3 has helped me so many times Reviewed on: 16th June 2024

So easy and convenient.

So easy and convenient. Really helps to be able to spread payments. Reviewed on: 16th June 2024

It's so convenient to have pay in 3 especially towar...

It's so convenient to have pay in 3 especially towards the end of the month when funds are tighter Reviewed on: 16th June 2024

I like the control it makes you do with your money!

I like the control it gives you - to assist paying over 3 months as I am not a brilliant saver so if there is something I desperately want then I can get it then manage my money to pay for it. Reviewed on: 16th June 2024

Always coming through, customer service is very good...

Always coming through, customer service is very good as well Reviewed on: 16th June 2024

Best thing ever for sorting out Christmas

Best thing ever for sorting out Christmas Reviewed on: 16th June 2024

Excellent .

Excellent . I love using PayPal as its safe and user friendly. Reviewed on: 16th June 2024

Easy to set up.

Easy to set up. Clear payment plan. Linked automatically to pay on time so minimal risk to credit score. Easy to access and check status of loan and payments. I have used this service multiple times and have never experienced an issue! Has helped me grow my whisky collection and make this task more affordable! Reviewed on: 16th June 2024

Organised payments

Organised payments and no stressing about affording goods when payments are spread over 3 months. Reviewed on: 16th June 2024

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