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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 74,383 reviews, last reviewed 20th Jun 2026
4899800% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always useful options to spread cost or pay in full Always useful options to spread cost if needed but flexible enough to pay for online or in store purchases while protecting your bank details. They se... Read more Reviewed on: 20th June 2026
Karuna Andrews's avatar
Karuna Andrews

Latest lowest rating:

1

Can't get in touch with someone regarding a order Can't get in touch with someone regarding a order Reviewed on: 19th June 2026
David o's avatar
David o
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (74383)

Ive used PayPal for years and never had any problems...

5
Ive used PayPal for years and never had any problems Reviewed on: 13th May 2026
Jane l's avatar
Jane l

A useful service that offers excellent value for mon...

5
A useful service that offers excellent value for money so long as you are disciplined and meet your payment deadlines. Reviewed on: 13th May 2026
Mr J's avatar
Mr J

Very good experience!

5
Very good experience! I’ve never had to use customer service as they are always on point! Reviewed on: 13th May 2026
Laura D's avatar
Laura D

What’s not to love?

5
Easy and straight forward to use. Added security when buying things online Reviewed on: 13th May 2026
Claire S's avatar
Claire S

Always reliable and 3 month interest free is ideal.

5
Always reliable and 3 month interest free is ideal. Reviewed on: 13th May 2026
Neelp's avatar
Neelp

Good but can't see balance

5
Good so far but cannot see my available balance after first purchase is like it's disappeared Reviewed on: 13th May 2026
Mihaela 's avatar
Mihaela

Money returned after purchasing

5
When I have made a purchase & nothing has arrived they have sent me my money back after doing enquiries. Reviewed on: 13th May 2026
Christina W's avatar
Christina W

Reliable and Convenient - PayPal pay in 3

5
I’ve been using PayPal Pay in 3 regularly for quite a while now, and my experience has always been very positive. It’s been a really convenient way to spread the cost of purchases without paying interest, especially for bigger items. What I appreciate most is the flexibility it gives me while still keeping things manageable financially. I’ve used the service multiple times in the past and I’m still actively using it now because it continues to work smoothly and reliably. Overall, PayPal Pay in 3 has been a trustworthy and stress-free payment option for me, and I would definitely recommend it to others looking for a simple way to spread payments. Reviewed on: 13th May 2026
Heidi F's avatar
Heidi F

I only buy where there is a Paypal option.

5
I only buy where there is a Paypal option. A name I can trust with my money. So helpful. Reviewed on: 13th May 2026
Ria S's avatar
Ria S

So Happy for Pay in 3

5
I have been using PayPal and Instagram for years and I am so happy with the service and whenever something is wrong or I get a refund, they sort it out straight away and no problems. Highly recommend them. Reviewed on: 13th May 2026
Anita B's avatar
Anita B

Review PayPal: Pay in 3 now

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