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PayPal: Pay in 3 reviews

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4.93
Based on 47,272 reviews, last reviewed 7th May 2026
2352800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal never let me Down I have been using PayPal for long time, never let me down, reliable service Reviewed on: 7th May 2026
Kamal's avatar
Kamal

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (47272)

Due to issues the score is lower and was told pay in...

4
Due to issues the score is lower and was told pay in three would be back in a few days, now weeks and nothing so using an alternative Reviewed on: 6th April 2026
Paul G's avatar
Paul G

Good app purchase and free 3 months credit worth usi...

5
Good app purchase and free 3 months credit worth using it Reviewed on: 6th April 2026
Chandra M's avatar
Chandra M

Feel very secure using PayPal

5
Never had an issue off any sort and feel secure using them and when I’ve had a problem with the goods that I’ve ordered and I’m not getting anywhere with the company PayPal have sorted it out. Reviewed on: 6th April 2026
Sheila Mc's avatar
Sheila Mc

Always good service and easy to follow

5
Always good service and easy to follow Reviewed on: 6th April 2026
Ian's avatar
Ian

Easy to set up and understand.

5
Easy to set up and understand. Convenient way of spreading cost of purchase. Installments collected automatically and predictably on scheduled days every month. Few, if any, downsides. Reviewed on: 6th April 2026
MJBV's avatar
MJBV

Let Down.

3
When I raised a dispute, I wasn't believed that I didn't receive what I paid for.I use PayPal quite frequently, without complaint, unless needed. Reviewed on: 6th April 2026
David Bradley's avatar
David Bradley

Does exactly what it is there to do.

5
Works well. Does exactly what I need it for Reviewed on: 6th April 2026
Andy M's avatar
Andy M

Always helpful when I have an issue and resolve quic...

5
Always helpful when I have an issue and resolve quickly Reviewed on: 6th April 2026
Nicola J's avatar
Nicola J

It's so easy to set up

5
It's so easy to apply and set up and the regular reminders about upcoming payments mean you are always aware of where you are in the repayment process. Reviewed on: 6th April 2026
Darren Walton's avatar
Darren Walton

Very convenient, could not be simpler

5
Very convenient, could not be simpler Reviewed on: 6th April 2026
Mike 's avatar
Mike

Review PayPal: Pay in 3 now

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