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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 47,327 reviews, last reviewed 7th May 2026
2358000% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I normally do rate PayPal quite highly, but recently... I normally do rate PayPal quite highly, but recently I've have so pay in 3s hit an error and not work, the money gets taken and then returned a couple... Read more Reviewed on: 7th May 2026
Jack H's avatar
Jack H

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (47327)

Good experience

5
Worked well, recommended service Reviewed on: 6th April 2026
Zoli Z's avatar
Zoli Z

quick way to pay

5
i try and buy everything online using Paypal as it's quick, reasonably safe with choices how I pay either in full, on credit or in three payments all of which is very handy especially if I need something quickly.. i don't have to give my bank details out which is another plus Reviewed on: 6th April 2026
Grumpybear's avatar
Grumpybear

I’ve used PayPal for years, their service always com...

5
I’ve used PayPal for years, their service always comes in clutch. I will continue to use the service. Reviewed on: 6th April 2026
SC's avatar
SC

A reliable option for splitting payments

5
I’ve been using PayPal Pay in 3 for some time now and overall I’ve had a good experience with it. It’s very straightforward to set up, and I like how clearly the payments are split and tracked in the app. It’s especially helpful when I want to spread the cost of something without paying interest. Reviewed on: 6th April 2026
HR's avatar
HR

All good never had any problems

4
All good never had any problems, I think the pay in 3 is really helpful, not sure what else to put here Reviewed on: 6th April 2026
Megan C's avatar
Megan C

Love using PayPal.

5
Love using PayPal. Safe and secure Reviewed on: 6th April 2026
Lesley m's avatar
Lesley m

Always feel secure using this service.

5
Always feel secure using this service. Whenever I've had issues with sellers, we've always managed a resolution. Reviewed on: 6th April 2026
Janine T's avatar
Janine T

Pay in 3 is very convenient and excellent customer s...

5
Pay in 3 is very convenient and excellent customer service when you need to speak with an agent Reviewed on: 6th April 2026
John G's avatar
John G

It's the convenience of credit cards, just way better.

5
It's the convenience of credit cards, but class beating. No difficulty in managing the account, I almost forget how convenient and useful it is because it integrates so well across my shopping experience. A preference for all online purchase of mine. Reviewed on: 6th April 2026
Jonathan C's avatar
Jonathan C

Easy and fast.

5
Easy and fast. Security is also very good and PayPal is very good at retrieving funds under issue Reviewed on: 6th April 2026
Terry M's avatar
Terry M

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