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PayPal: Pay in 3 reviews

4.93
Based on 47,406 reviews, last reviewed 7th May 2026
2365600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very good way of making larger purchases, A very good way of making larger purchases, spread the repayments over 3 months with no interest to pay. Reviewed on: 7th May 2026
Wally's avatar
Wally

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47406)

Safe, efficient and easy to use.

5
Safe, efficient and easy to use. Easy and efficiently responsive when issues arise. Reviewed on: 6th April 2026

Easy to use

5
I never had trouble, easy to use and when need to seek help they are straight there to help Reviewed on: 6th April 2026

Great service.

5
Great service. Never had to use customer service so can’t on that which is probably a good thing! Reviewed on: 6th April 2026

Easy to setup & go for short term loans

5
Easy to setup & go and allows short term loan purchasing of more expensive items. Reviewed on: 6th April 2026

I trust paypal and service everytime because of very...

5
I trust paypal and service everytime because of very safe and useful Reviewed on: 6th April 2026

Great company with amazing benefits.

5
Great company with excellent options available for customers with what I consider the best cashback program than any other financial institution. I rate PayPal the best company for an all round excellent service. Reviewed on: 6th April 2026

Very helpful and gives that security on less secure...

5
Very helpful and gives that security on less secure feeling websites Reviewed on: 6th April 2026

I've been using PayPal for a few years now, and it h...

5
I've been using PayPal for a few years now, and it has never let me down. The experience has always been reliable and easy. Reviewed on: 6th April 2026

Great payment options and security

5
PayPal is secure so if you notice a fraudulent transaction they’ll investigate and sort things out. There’s also different payment options. Reviewed on: 6th April 2026

Excellent card

5
PayPal is my main means of payment as it is the simplest way to pay. Reviewed on: 6th April 2026

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