Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 47,882 reviews, last reviewed 8th May 2026
2409300% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with PayPal, a trusted brand th... Never had a problem with PayPal, a trusted brand that is recognised worldwide Reviewed on: 8th May 2026
Sabrina p's avatar
Sabrina p

Latest lowest rating:

1

I used their services of 3 payment , suddenly I hav... I used their services of 3 payment , suddenly I have problems and I was told to update still struggling change address . And then its definitely wo... Read more Reviewed on: 7th May 2026
Tinara S's avatar
Tinara S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47882)

Simple and Flexible Payment Solution

5
Pay in 3 is simple, flexible, and makes budgeting easier. Payments are clear and easy to manage. Reviewed on: 6th April 2026

Easy to use!

4
It's easy to use however more clarity into how the amounts you are allowed to spend up to would be beneficial and why those amounts are determined. I believe that there should be more ways to request higher limits. Aside from that everything is good. You can change cards for different purchases and pay things early. Reviewed on: 6th April 2026

Love PayPal

5
I’ve had a genuinely great experience with PayPal. It offers excellent deals and promotions that make transactions even more rewarding. Managing my account is incredibly simple—the interface is clean, intuitive, and everything is easy to find. Sending and receiving money feels quick and secure, and I’ve never had any issues. Overall, it’s a perfect solution for handling finances online with convenience and peace of mind. Reviewed on: 6th April 2026

I love paypal credit and pay in 3, it has allowed me...

5
I love paypal credit and pay in 3, it has allowed me to purchase more things that I would otherwise would have not been able to manage. Reviewed on: 6th April 2026

Excellent service

4
Help to keep me on track with my spending and keep me up to date with upcoming payments. There is no pressure to increase my credit limit Reviewed on: 6th April 2026

I love everything about PayPal, excellent service an...

5
I love everything about PayPal, excellent service and customer service. Reviewed on: 6th April 2026

The times I have had any issues with goods not turni...

5
The times I have had any issues with goods not turning up pay pal has sorted out my problems in a very fast time and manner Reviewed on: 6th April 2026

Never had a problem with paypal very safe

5
Never had a problem with paypal very safe Reviewed on: 6th April 2026

Very good flexible credit options for quick buys whe...

5
Very good flexible credit options for quick buys when short of cash or for just spreading costs Reviewed on: 6th April 2026

Great experience it has helped out financially a lot

5
Great experience it has helped out financially a lot Reviewed on: 6th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review