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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (47846 reviews)

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4.93

Based on 47,846 reviews, last reviewed 8th May 2026

2406000% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3 allows me to budget effectively and... PayPal pay in 3 allows me to budget effectively and afford items that would usually be out of reach as I can spread the cost over 3 payments. Reviewed on: 8th May 2026

Latest lowest rating:

1

I used their services of 3 payment , suddenly I hav... I used their services of 3 payment , suddenly I have problems and I was told to update still struggling change address . And then its definitely wo... Read more Reviewed on: 7th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47846)

I’ve had a very positive experience using PayPal.

I’ve had a very positive experience using PayPal. I’ve made several purchases through the platform, and it has always been reliable and straightforward. One thing I really appreciate is the level of trust and security they provide—it gives me confidence when making payments online. PayPal also shows strong customer loyalty by offering buyer protection and responding when issues arise. The interface is simple, payments are quick, and overall it’s very easy to work with. It’s definitely one of the most convenient and dependable payment services I’ve used. Reviewed on: 6th April 2026

Never had a problem with a refund or solving other i...

Never had a problem with a refund or solving other issues. Reviewed on: 6th April 2026

Satisfied with PayPal's overall performance.

Satisfied with PayPal's overall performance. Reviewed on: 6th April 2026

Easy to budget with

I’m happy with PayPal Pay in 3 because it helps me budget more easily when I want to buy something. The payments are split into manageable amounts, which makes it feel more affordable and less stressful. It was simple to use and gave me a convenient way to spread the cost. Reviewed on: 6th April 2026

Very good keep it up, I am very pleased with your se...

Very good keep it up, I am very pleased with your service Reviewed on: 6th April 2026

Payments kept simple...

I’ve been using PayPal for a while now and honestly it’s been really reliable. Payments are quick, easy to track, and I feel secure knowing there’s buyer protection in place if anything goes wrong. It’s especially handy for online shopping and sending money to friends without any hassle. The app is straightforward to use, and I’ve never had issues accessing my account or making transactions. Overall, a really convenient and trustworthy service. Reviewed on: 6th April 2026

PayPal is good

Always bang on and on point.Using pay in 3 is great never had a problem using it. Reviewed on: 6th April 2026

PayPal a lifesaver

I’m always able to rely on PayPal to help me when I need a quick and safe payment. I can choose I can pay for my purchases. Been with PayPal for a long time and will continue using them. Reviewed on: 6th April 2026

So easy to use and fantastic and helpful idea.

So easy to use and fantastic and helpful idea. Knowing its safe to use as well makes using it even easier. It's helps especially at Christmas when money is really stretched. Reviewed on: 6th April 2026

Gotta love PayPal

PayPal are fab, any issues I've had for example orders requiring returns, lost orders requiring refunds have been dealt with swiftly and without issue. Have recently started pay in 3 option and love the freedom this gives me to buy nearer payday without worry of getting into debt. Reviewed on: 6th April 2026

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