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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101095 reviews)

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4.76

Based on 101,069 reviews, last reviewed 16th Jul 2026

506% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and secure Easy to use, payments taken by direct debit so you don't have to think about it. Provides protection for my orders. If there is a problem with the sup... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101095)

Lives up to its reputation

PayPal has a good reputation & feels safe. It is easy to sign in to and has a good face recognition 2 factor authentication. I use it for work to purchase things and it is easy to find invoices and save as pdfs. Reviewed on: 12th July 2026

PayPal is quick, straightforward and makes life easier

PayPal is quick, straightforward and makes life easier Reviewed on: 12th July 2026

I always use PayPal to pay for everything.

I always use PayPal to pay for everything. I love it. It's easy, safe and you can get rewards as well. I love pay in 3 option for bigger purchases. Highly recommend for every day use or more expensive one time purchases Reviewed on: 12th July 2026

Great app, helpful options

Pay in 3 is a very helpful method of spreading the cost of large purchases. Reviewed on: 12th July 2026

Had a double payment taken, my mistake.

Had a double payment taken, my mistake. Paypal sorted it with one phone call Reviewed on: 12th July 2026

The option was made clear at the point of checkout.

The option was made clear at the point of checkout. The process was simple and clear and everything was well explained. Reviewed on: 12th July 2026

PayPal makes shopping online feel safer!

PayPal makes shopping online feel safer! Also PayPal credit allowed me to purchase my new washing machine and pay it back in installments, avoiding huge interest rates from the original provider. Love it! Reviewed on: 12th July 2026

With the cost of living and prices going up in every...

With the cost of living and prices going up in every store PayPal is great if you can’t afford to pay in full, it really helps me to get what I need I find PayPal very helpful and I would highly recommend PayPal to anybody Reviewed on: 12th July 2026

Love love love Pay In 3

Pay in 3 is such a good option, especially for big purchases. Great that you have the option to pay earlier if possible too. Reviewed on: 12th July 2026

PayPal made it easier to pay

PayPal made it easier to pay, without it being irresponsible; I bought an item that wasn’t a necessity & in relieving my guilt I spread-the-cost over-the next 3 months, which wouldn’t impact my bank-account too-much. I have money in my account to cover it, and so to the following months, but took-advantage of the pay-in-3 so it becomes negligible. For-the-record I bought a player replica football shirt, & whilst it was only £60, I personally feel it is an extravagant purchase, though the price comparatively is not Reviewed on: 12th July 2026

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