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PayPal: Pay in 3 reviews

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4.93
Based on 48,913 reviews, last reviewed 10th May 2026
2505600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
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Latest highest rating:

5

Excellent service. Excellent service. Never any issues Reviewed on: 10th May 2026
Yvette B's avatar
Yvette B

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48913)

Spreading the cost over interest free

5
I like most that I can buy now and pay later with no interest. Give me time to pay off Reviewed on: 6th April 2026
Veronica D's avatar
Veronica D

Very efficient and easy to use, would highly recomme...

5
Very efficient and easy to use, would highly recommend to anyone after credit Reviewed on: 6th April 2026
Heidi O'Donoghue's avatar
Heidi O'Donoghue

Have used pay in 3 twice, it is really handy for whe...

5
Have used pay in 3 twice, it is really handy for when you don't have enough funds to pay in one go, easy to use. Reviewed on: 6th April 2026
Ron Evans's avatar
Ron Evans

PayPal has always been very reliable never let me do...

5
PayPal has always been very reliable never let me down absolutely great service Reviewed on: 6th April 2026
Lee 's avatar
Lee

Excellent, using every month almost

5
Excellent, using every month almost Reviewed on: 6th April 2026
Chris M's avatar
Chris M

PayPal pay in 3 is brilliant

5
PayPal pay in 3 is brilliant for the smaller purchases in life, but you just need a bit more time to pay for them. It really helps me to manage my money on a monthly basis, as I always have access to my balance and future payment details. Reviewed on: 6th April 2026
liamh9791@icloud.com's avatar
[email protected]

Easy & Straightforward

5
Straightforward with good communications via Email. Reviewed on: 6th April 2026
Gillian D's avatar
Gillian D

I use pay in 3 regularly for purchases

5
I use pay in 3 regularly for purchases I just don't want to pay outright at the time. It's always a handy way of stretching your finances a tad farther than you normally would. It's certainly gotten me out of a few scrapes for last minute birthday gifts. In general, I've never had any issues, and have always found PayPal support to deal with the few problems I've had efficiently. The only downside is the interest rates if you don't pay off in 3, there are more competitive rates out there. That said, the ease of use and handy app make the whole process a breeze. Reviewed on: 6th April 2026
James O's avatar
James O

Perfect way to help me out.

5
Being disabled and unable to work is a struggle so this option is perfect for me. I can treat myself in instalments. Thank you. Reviewed on: 6th April 2026
Deborah N's avatar
Deborah N

Excellent service best value credit and a flawless s...

5
Excellent service best value credit and a flawless service Reviewed on: 6th April 2026
George C's avatar
George C

Review PayPal: Pay in 3 now

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