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PayPal: Pay in 3 reviews

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4.93
Based on 49,198 reviews, last reviewed 11th May 2026
2532300% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Allows me to buy bigger purchases without eating int... Allows me to buy bigger purchases without eating into my savings, having no interest is very good especially in today’s market. Reviewed on: 11th May 2026
Daniel D's avatar
Daniel D

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49198)

Excellent service

5
Excellent service easy to use and customer service are very friendly and professional Reviewed on: 6th April 2026
Jamie T's avatar
Jamie T

Reliable Service

5
Never had an issue in all the years I’ve been using PayPal Reviewed on: 6th April 2026
SJR's avatar
SJR

Good service

5
Happy with pay pal, quick and secure. Reviewed on: 6th April 2026
Dean N's avatar
Dean N

Never had a problem that couldn't be resolved

5
Never had a problem that couldn't be resolved Reviewed on: 6th April 2026
Ed B's avatar
Ed B

Easy to use and great security

5
Easy to use and provide additional security for online payments. Their short term credit (pay in 3 installments) is great. Reviewed on: 6th April 2026
Paula W's avatar
Paula W

Short term budgeting

5
Fast easy service that spreads the cost of higher value items, with current prices of everything it helps when you can spread the burden of your family budget, over a three month period, rather than getting a loan which is going to be at least four times as long, not interest free either Reviewed on: 6th April 2026
Neil's avatar
Neil

The pay in 3 gives me the flexibility to purchase th...

5
The pay in 3 gives me the flexibility to purchase the things I really need or treat myself too, without going over budget. Easy to use via the app and keeps everything in one place so you can view on your phone 24/7. It's a no brainer to not use this service with PayPal. They're there to help and give you the reassurance they'll help solve any issues if they arise. I love, love love this service and will always spread my payments with PayPal, but remember always make your payments on time to continue using it to it's full potential. Reviewed on: 6th April 2026
Mandy M's avatar
Mandy M

Such a reliable service

5
Such a reliable service, I have used them for over a decade Reviewed on: 6th April 2026
Dennis E's avatar
Dennis E

Never been disappointed by the service provided.

5
Never been disappointed by the service provided. Reviewed on: 6th April 2026
Steve I's avatar
Steve I

Ever since I began using PayPal, I've found it an ea...

5
Ever since I began using PayPal, I've found it an easy and secure way of purchasing goods from various platforms. Plus I know my money is secure going from myself to supplier, and if I have a problem I can contact PayPal customer services who have helped me throughout. I would recommend to anyone. Reviewed on: 6th April 2026
PeterV's avatar
PeterV

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