Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,095 reviews, last reviewed 16th Jul 2026
485% increase in 5 star reviews
in the past 90 days
439% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very supportive Always very supportive whenever a problem arises. Reviewed on: 16th July 2026
Garry M's avatar
Garry M

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101097)

Happy to use and shared with others

5
Happy to use and shared with others Reviewed on: 12th July 2026

Love it and have for years.

5
Love it and have for years. Fast and simple way to pay and get paid. Instant transactions. What's not to love? Reviewed on: 12th July 2026

Excellent Service

5
Had the odd time I needed help and they came up trumps without any fuss. Reviewed on: 12th July 2026

It simply the Best.

5
It simply the Best. Excellent in times of need. Reviewed on: 12th July 2026

Very good quick and easy

5
Very good quick and easy and helping to spread the cost is fantastic Reviewed on: 12th July 2026

I've used PayPal Pay in 3 a few times now and it's b...

5
I've used PayPal Pay in 3 a few times now and it's been really handy. It was quick and easy to set up, and I like being able to spread the cost of bigger purchases without paying any interest. The payment reminders are helpful, and everything is easy to manage in the PayPal app. I've never had any issues with it and would definitely use it again when I want a bit more flexibility with my spending. Reviewed on: 12th July 2026

PayPal is safe, and easy to use.

5
PayPal is safe, and easy to use. Accepted and trusted by buyers and sellers world wide. Reviewed on: 12th July 2026

Easy, convenient and quick.

4
Easy, convenient and quick. when Reviewed on: 12th July 2026

Paypal is very effective for receiving and withdrawi...

5
Paypal is very effective for receiving and withdrawing money quickly, it's very easy to send money or be refunded, and they only take a small amount from your payments for a service fee. Navigating the app is also very simple and user-friendly. Reviewed on: 12th July 2026

Always excellent and safe !

5
Always excellent and safe !I Feel secure using this method to fund any online purchases. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 180905 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products