Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 49,949 reviews, last reviewed 12th May 2026
2603300% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal pay in 3 is excellent I have used PayPal for many years, and the Pay in 3 option is brilliant. It allows you to spread the cost of purchases over time, which is a huge help... Read more Reviewed on: 12th May 2026
Valerie 's avatar
Valerie

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (49949)

An excellent service reliable and trustworthy

5
They have helped me on more than one occasion to get my money back when I have not received goods or goods were not as advertised. I always feel safe using PayPal and would not by online without it. Reviewed on: 6th April 2026
Carol Ann Smith's avatar
Carol Ann Smith

Flexible payment options very secure platform

5
Flexible payment options very secure platform Reviewed on: 6th April 2026
Paul C's avatar
Paul C

Great service received

5
Great service received dealt with queries effectively. PayPal pay over 3 months is a great way to make purchases without breaking the bank Reviewed on: 6th April 2026
Joanne G's avatar
Joanne G

Great experience so far.

5
Great experience so far. Had a scam online and they would not give me a refund, although the process of opening a claim was quite long, in the end i did manage to get all my money back thanks to paypal. I would definately use them again as i feel comfortable in them managing my money Reviewed on: 6th April 2026
Jemima F's avatar
Jemima F

Pay in 4

5
PayPal has helped me keep my finances stable. Very happy with paypal pay in 3 Reviewed on: 6th April 2026
Petula P's avatar
Petula P

I’ve never had a bad experience with pay in 3.

5
I’ve never had a bad experience with pay in 3. I get email reminders when it’s closer to the payment day. No charge of interest. It’s all in one app, easy to manage. Keep track of packages too. Reviewed on: 6th April 2026
GenuinelyGrapeFruit's avatar
GenuinelyGrapeFruit

Easy to use and handy for spreading the cost

5
Easy to use and handy for spreading the cost Reviewed on: 6th April 2026
Michael C's avatar
Michael C

easy to use and set up payments, easy to set up plan...

5
easy to use and set up payments, easy to set up plans and pay in 3 makes life easier Reviewed on: 6th April 2026
AhmedU's avatar
AhmedU

Very happy with Pay pal tickets all the box.

5
Very happy with Pay pal tickets all the box. Safe efficient and always available Reviewed on: 6th April 2026
Julie Arnold's avatar
Julie Arnold

Ideal way to pay safely online..

5
It's easy to use, a great way to pay for items safely. With the addition of the opportunity to pay over 3 months or spread the cost further it makes sense to use this way to pay. Reviewed on: 6th April 2026
jean p's avatar
jean p

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill