Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 50,392 reviews, last reviewed 13th May 2026
2644400% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So Happy for Pay in 3 I have been using PayPal and Instagram for years and I am so happy with the service and whenever something is wrong or I get a refund, they sort it ou... Read more Reviewed on: 13th May 2026
Anita B's avatar
Anita B

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (50392)

Highly recommend

5
The app is very easy to navigate. The pay in 3 is great as interest free. Most retailers use PayPal and I feel protected when using PayPal. Reviewed on: 6th April 2026
DeeJDee's avatar
DeeJDee

I have very good experience, recomended

5
I have very good experience, recomended Reviewed on: 6th April 2026
Radu's avatar
Radu

PayPal Perfection!

5
I have had a flawless experience, from money transfer to pay in 3. I trust the security of PayPal, that’s why I use it above other services. It is easy to use and reliable. Reviewed on: 6th April 2026
K H's avatar
K H

Good service good Quality

5
O experiență foarte bună profesionali și foarte punctuali Reviewed on: 6th April 2026
Eugen Nelus Leonida's avatar
Eugen Nelus Leonida

PayPal Pay in 3 is fantastic

5
PayPal Pay in 3 is a fantastic option for shoppers who want more flexibility in how they pay. Instead of paying for a purchase all at once, you split it into three equal, interest-free payments, usually spaced over six weeks. It’s super simple to set up—no credit checks, no hidden fees—as long as you keep up with your payments. It gives you a bit of breathing room in your budget, and you still get your purchase right away. For online shopping, it’s a real game changer! Reviewed on: 6th April 2026
Ryan Rose's avatar
Ryan Rose

Love pay in 3.

5
You can buy more expensive items without the worry of a lump sum. Reviewed on: 6th April 2026
Tom's avatar
Tom

Great Experience

5
Always had a great experience with PayPal and easy to use and love the pay in three and also the ease of complaints and receiving your money back. Reviewed on: 6th April 2026
Eve's avatar
Eve

loving the cash back incentive

5
Never an issue when using PayPal, loving the cash back incentive Reviewed on: 6th April 2026
Stacey C's avatar
Stacey C

It's always a joyous experience with Paypal with eas...

5
It's always a joyous experience with Paypal with easy and safe payment platform that got their customer back Reviewed on: 6th April 2026
Rasheed S's avatar
Rasheed S

Absolutely Outstanding!.

5
On many occasions, I have purchased items that have been far easier to use the pay in three option. This allows me to get things that I need myself or for others as gifts. Perfectly allows me to easily budget my finances for the next few months. Absolutely outstanding. Reviewed on: 6th April 2026
Picky Micky's avatar
Picky Micky

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill