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PayPal: Pay in 3 reviews

4.93
Based on 50,636 reviews, last reviewed 14th May 2026
2667000% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent product, Excellent service, Total confidence This is the most convenient and straightforward way to spread purchases. Always accessible, same simple process as a cash purchase (through PP), a se... Read more Reviewed on: 14th May 2026
Barry J's avatar
Barry J

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50636)

Very smooth transactions, a pleasure to use

5
Very smooth transactions, a pleasure to use Reviewed on: 6th April 2026

Super convenient.

5
Super convenient. Love pay in 3 and excellent customer service when chasing refunds and checking payments. Reviewed on: 6th April 2026

Pay on 3 is a great help in spreading costs.

5
Pay on 3 is a great help in spreading costs. Very easy to use. Reviewed on: 6th April 2026

Why I like PayPal

5
I use eBay every day and so use PayPal every day. The two work seamlessly and just make everything easy for me Reviewed on: 6th April 2026

Always very reliable and easy to use

5
Always very reliable and easy to use Reviewed on: 6th April 2026

I feel that the buyer protection is very poor and li...

5
I feel that the buyer protection is very poor and limited and doesn't match the section 75 cover you have with a credit card Reviewed on: 6th April 2026

Very good I use PayPal for almost every single purch...

5
Very good I use PayPal for almost every single purchase Reviewed on: 6th April 2026

It’s easy to use, the times I have had a problem it...

5
It’s easy to use, the times I have had a problem it is dealt with efficiently. The only downside is I just want to talk to someone I don’t want to go through a Bot thing or anything else when I have a problem. Reviewed on: 6th April 2026

They've always been user-friendly, helpful, and quick.

5
They've always been user-friendly, helpful, and quick. Reviewed on: 6th April 2026

have used PayPal for many years have always found it...

5
have used PayPal for many years have always found it fast and reliable also the Pay in 3 is very useful and helps spread tye cost for large purchases Reviewed on: 6th April 2026

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