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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101102 reviews)

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4.76

Based on 101,102 reviews, last reviewed 17th Jul 2026

458% increase in 5 star reviews

in the past 90 days

439% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal is a safety valve! I can always track my orders and payments very easily with PayPal, going back for years! The pay in three option can be really handy at times too and ... Read more Reviewed on: 17th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101102)

Smooth, Flexible and Reliable Credit Service

I've had a very positive experience using PayPal Credit. I've used it to buy my TV, my phone, and to cover other important purchases when I needed extra flexibility. The application and checkout process have always been smooth and straightforward. One of the best features is the 0% interest offer over four months, which makes it much easier to spread the cost of larger purchases without paying extra interest, as long as you repay on time. It's simple to manage, convenient to use, and has been very reliable for me. Overall, I'm very happy with the service and would happily recommend PayPal Credit to friends and family. Reviewed on: 12th July 2026

All straight forward no problems

All straight forward no problems Reviewed on: 12th July 2026

Straightforward most of the time.

Straightforward most of the time. Easy app to use. Reviewed on: 12th July 2026

Very easy and convenient to spread cost of purchase.

Very easy and convenient way to spread cost of purchase. App set up is great and payment options explained properly and clearly. Started to use this almost 8 weeks ago intend to do so regularly when required. Reviewed on: 12th July 2026

Excellent service and love the pay in 3 option.

Excellent service and love the pay in 3 option. Reviewed on: 12th July 2026

Easy to use, seamless and fast payment system.

Easy to use, seamless and fast payment system. The ‘pay-in-three’ option is really helpful for bigger spends. The app is well set up and very easy to navigate. Reviewed on: 12th July 2026

PayPal is really great, I love you can spread the co...

PayPal is really great, I love you can spread the cost, it's really helpful especially if you pay big amount! Keep up the good work! Reviewed on: 12th July 2026

Pay Pal have offered me a more affordable way of pay...

Pay Pal have offered me a more affordable way of paying my train fare. Reviewed on: 12th July 2026

Confident in paying and know you are protected any...

Confident in paying and know you are protected any issues easily sorted Reviewed on: 12th July 2026

Trusted for years

I have used PayPal for years and PayPal pay in 3 is so helpful, especially when I bought my house! Makes everything so much easier and stress free. Reviewed on: 12th July 2026

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