Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 50,960 reviews, last reviewed 15th May 2026
2697600% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent short term flexibility at no extra cost PayPal Pay in 3 allows me to buy more expensive items such as medically necessary wigs, and furniture items, and conveniently split the cost over a sh... Read more Reviewed on: 15th May 2026
CatMEW's avatar
CatMEW

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (50960)

Smooth and Convenient Payment Experience

5
I’ve had a really positive experience using PayPal Pay in 3. The setup was quick and straightforward, and everything was clearly explained upfront with no hidden surprises. I especially like how easy it is to split payments into manageable chunks without interest, which makes budgeting much simpler. The app keeps everything organized, with reminders and clear payment schedules, so I always know what’s due and when. Transactions have been smooth, and I feel confident using the service for both small and larger purchases. Overall, it’s a reliable and user-friendly option that adds flexibility without stress. I’d definitely recommend it to anyone looking for a simple way to spread out payments. Reviewed on: 6th April 2026
Amir M's avatar
Amir M

Always helpful.

5
Always helpful. Easy to use interface Reviewed on: 6th April 2026
Bev T's avatar
Bev T

Pay in 3 is a good option to spread cost with no int...

4
Pay in 3 is a good option to spread cost with no interest Reviewed on: 6th April 2026
Garry Orme's avatar
Garry Orme

Was well looked after best service PayPal credit

5
Was well looked after best service Reviewed on: 6th April 2026
Elizabeth C's avatar
Elizabeth C

I've been a PayPal customer for over 10 years, pay i...

5
I've been a PayPal customer for over 10 years, pay in three is easily one of my favourites, with it's flexibility it allows me to achieve life goals whilst staying financially responsible Reviewed on: 6th April 2026
Louis Dowling's avatar
Louis Dowling

No issues, been using paypall for more than 10years

5
No issues, been using paypall for more than 10years Reviewed on: 6th April 2026
Petra H's avatar
Petra H

Very good service.

5
Very good service. Pay in 3 worki Reviewed on: 6th April 2026
Oksana K. Allami's avatar
Oksana K. Allami

.Paypal Security & PayPal Convenience.

5
Pay pal gives me the comfort of security when I purchase an item. The 3 monthly payment plan also allows me the opportunity to purchase an item I can’t afford when paying in full. Reviewed on: 6th April 2026
Stewart McConnell 's avatar
Stewart McConnell

Safer way to order online.

5
I feel safer using pay pal when ordering online ,knowing I have back up if anything goes wrong. Reviewed on: 6th April 2026
Jillian M's avatar
Jillian M

I have experience working in fast-paced, customer-fo...

5
I have experience working in fast-paced, customer-focused environments where accuracy, problem-solving, and trust are essential—qualities that strongly align with PayPal’s mission. Reviewed on: 6th April 2026
HOUCINE 's avatar
HOUCINE

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill