Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,102 reviews, last reviewed 17th Jul 2026
458% increase in 5 star reviews
in the past 90 days
439% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a safety valve! I can always track my orders and payments very easily with PayPal, going back for years! The pay in three option can be really handy at times too and ... Read more Reviewed on: 17th July 2026
Melanie S's avatar
Melanie S

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101105)

Smooth and reliable pay...

5
provides excellent service, smooth and reliable payment experience. I especially appreciate the timely installment reminders, which help me stay on top of my payments and ensure I never miss a due date. It's a simple but very valuable feature that makes managing my finances much easier. Reviewed on: 12th July 2026

PayPal help me in a time where prices are rising rap...

5
PayPal help me in a time where prices are rising rapidly making things you need more unaffordable, but with the option of Pay in Three, this helps massively, spreading the cost over 3 months, interest free. Thank you. Reviewed on: 12th July 2026

I love PayPal pay in 3.

5
I love PayPal pay in 3. It makes it easy to spread the cost of things like birthday or Christmas presents. Reviewed on: 12th July 2026

Free, easy to use, 10/10 would recommend

5
PayPal is a free and easy to use platform allowing me to conveniently pay on a variety of different websites. It has an intuitive user interface and I feel my finance details are safe. Reviewed on: 12th July 2026

So convenient easy to use and it doesnt cost any int...

5
So convenient easy to use and it doesnt cost any interest, whats not to like Reviewed on: 12th July 2026

Simple to use

5
Simple to use and accepted widely Reviewed on: 12th July 2026

Always smooth, never any issues.

5
Always smooth, never any issues. Been using PayPal for decades without problems. I've been fortunate to not have any disputes, but all service has been great. Reviewed on: 12th July 2026

Most times I’m unable to use Pay in 3

1
Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

Does what i need it to do

5
Easy to use streamlined service and a solid app. Dont use for too many different things bit for what I need its great. Reviewed on: 12th July 2026

pay in 3 is total gold

5
Paypal pay in 3 gives me a chance to buy items that I would have to save for, where this plan allows me to pay in smaller amounts I can afford at the time, so I find Paypal in 3 totally invaluable. The Company too, are always so helpful and friendly so honestly I have nothing but gold remarks to make about this. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 180918 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products