Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 51,745 reviews, last reviewed 17th May 2026
2771000% increase in 5 star reviews
in the past 90 days
5400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely easy to use PayPal Extremely easy to use PayPal to buy and check purchases. Reviewed on: 17th May 2026
A J's avatar
A J

Latest lowest rating:

1

Easy short term borrowing I've never had any troubles it means in these days of monthly pay you caN if necessary get things you may need and pay it or part of it when u get pai... Read more Reviewed on: 17th May 2026
Tallperson's avatar
Tallperson

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (51745)

Great experience using PayPal as always!

5
Great experience using PayPal as always! Gives you peace of mind, security and 0% on paying 3 just tops it off. highly recommend to all Reviewed on: 6th April 2026

Good range of payment plans and ease of use

5
Good range of payment plans if required, and ease of payment by selecting pay by PayPal when checking out, saves time when compared to paying by credit card directly as delivery and payment details are populated by PayPal. Reviewed on: 6th April 2026

I have historically had absolutely terrible customer...

5
I have historically had absolutely terrible customer service from PayPal and no way of seeking further support Reviewed on: 6th April 2026

very helpful with splitting across months w lower in...

5
very helpful with splitting across months w lower income Reviewed on: 6th April 2026

Very good service and easy to use app, the options t...

5
Very good service and easy to use app, the options to pay are 2nd to none. Reviewed on: 6th April 2026

Great long term service and easy to use

5
I have been using PayPal for many years and the service just appears to continue to adapt to make it more user friendly. Reviewed on: 6th April 2026

Easy and Efficient to pay everything on line.

5
I pay virtually everything I buy on line with Paypal. It is so convenient and my money is protected. I use the "pay in 3" some times, which is free of interest and allows me to budget from one month to the next. It also allows me to pay it all off the 2nd month if budget allows it, so convenient for items that cannot wait until the next month to buy. It helps me to stretch my monthly budget. I have suggested it to many friends and they believe it is a great way to pay online. Reviewed on: 6th April 2026

A 10 year relationship.

5
I have used PayPal for more than 10 years and found them Great to have as a paying method and very trustworthy no monkey business with my money thank You. Reviewed on: 6th April 2026

Pay in 3 allowed me to purchase something that was i...

5
Pay in 3 allowed me to purchase something that was important to me when I could not afford it at the time and Im grateful Reviewed on: 6th April 2026

Paypal Credit and pay in 3 absolutely fantastic!

5
Paypal Credit and pay in 3 absolutely fantastic, best thing ive ever done. More flexibility, easy to pay, and with the electronic wallet and physical card makes things so easy! And i can pay as and when i have a few extra quid. Makes live so easy. And Paypal can now be used in all retailers compared to years ago when it was mostly for Ebay. I now use it for everything! Reviewed on: 6th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review