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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 51,488 reviews, last reviewed 16th May 2026
2747500% increase in 5 star reviews
in the past 90 days
5300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service I have always been very pleased with the service from PayPal. When I had a problem with a transaction they were quick to respond and sorted out the pr... Read more Reviewed on: 16th May 2026
Jill T's avatar
Jill T

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026
Ninny's avatar
Ninny
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (51488)

Excellent experience with PayPal as usual

5
Excellent experience with PayPal as usual Reviewed on: 6th April 2026
Dfrench's avatar
Dfrench

SAFE SECURE & CONVENIENT.

5
I have been using PayPal for over 20yrs, first introduced by my smarter brother as a very secure way to purchase without exposing my Bank details to the world, it worked - and continues to work. PayPal is my first and sometimes the only way I will finance securely any purchase. Lately I have been using PayPal free credit and pay in 3 services to enable me to buy more expensive goods I need but would find it more difficult or impossible if I had to self fund from my own resources. I will continue to trust and use PayPal first when I am given a choice. Reviewed on: 6th April 2026
Russell C's avatar
Russell C

Great stuff

5
Great experience, easy to use and well explained Reviewed on: 6th April 2026
Kate's avatar
Kate

Easy to use

5
Really easy to use and keeps you updated Reviewed on: 6th April 2026
EH's avatar
EH

Pay in good time

5
Quick & easy purchases with just the right amount of time to pay not dragging it out too long. Reviewed on: 6th April 2026
M N's avatar
M N

Grateful member

5
I've been using Paypal since 2017, and i feel secured everytime i purchase online and in store using my Physical credit card. What i love the most is the 0% 4 months to pay when you spend £99 and above. I am enjoying it very much. Thank you for that offer definitely make my day. Reviewed on: 6th April 2026
Gemmalyn L's avatar
Gemmalyn L

Best Retail Finance Provider

5
I highly recommend PayPal as one of the best retail finance providers. It offers a secure, fast, and user-friendly way to manage transactions, whether for personal or business use. The platform’s buyer protection gives added peace of mind when shopping online, and its widespread acceptance makes it incredibly convenient. What stands out most is the ease of use—setting up an account is straightforward, and sending or receiving money takes just a few clicks. The integration with multiple retailers and services also enhances flexibility. Additionally, features like Pay in 3 and credit options make it a practical choice for managing finances. Overall, PayPal combines reliability, security, and convenience, making it an excellent choice for anyone looking for a trusted retail finance solution. Reviewed on: 6th April 2026
Aamer I's avatar
Aamer I

Easy to use app to keep up to date with...

5
Easy to use app to keep up to date with balance Reviewed on: 6th April 2026
Alison S's avatar
Alison S

Reliable service every time used

5
Reliable service every time used Reviewed on: 6th April 2026
Anthony C's avatar
Anthony C

Good customer protection, easy access and good service

5
Good customer protection, easy access and good service Reviewed on: 6th April 2026
Stefan Anghel's avatar
Stefan Anghel

Review PayPal: Pay in 3 now

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