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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (51479 reviews)

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4.93

Based on 51,479 reviews, last reviewed 16th May 2026

2746600% increase in 5 star reviews

in the past 90 days

5300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So far so good! So far so good! Honestly I’ve been using it for a few years now I believe and never had a problem Reviewed on: 16th May 2026

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51479)

PayPal has been great for balancing my spending

PayPal has been great for balancing my spending Reviewed on: 6th April 2026

Quick, easy

Quick, easy and the buyer protection works from my experience Reviewed on: 6th April 2026

Always works.

Always works. Very quick to sort any problems. Reviewed on: 6th April 2026

PayPal pay is a life saver offer

Excellent products on offer especially the pay in 3 Reviewed on: 6th April 2026

I like the new debit card and the points.

I like the new debit card and the points. I like how easy it is to pay for things online and now I can use it in the shops to. Reviewed on: 6th April 2026

Easy to use.

Easy to use. Gives me flexibility with payments. Customer service always great Reviewed on: 6th April 2026

Trusted company.

Trusted company that provides the option to spread the cost which is helpful when purchasing more expensive items Reviewed on: 6th April 2026

Helpful and convenient tool

Pay in three makes it much easier to budget for purchases. Its easy to understand and implement. Reviewed on: 6th April 2026

Better than Klarna

I use pay in 3 by paypal so much so that i got a msg from Klarna asking me to use their services. So much more with PayPal than any other merchant. Reviewed on: 6th April 2026

Such a great, interest free way to purchase somethin...

Such a great, interest free way to purchase something in three instalments. when money is tight Reviewed on: 6th April 2026

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