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PayPal: Pay in 3 reviews

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4.93
Based on 51,334 reviews, last reviewed 16th May 2026
2733300% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Great way to protect your details while shopping online I use PayPal for every online purchase, using it protects my bank and card details from being held by companies and the Pay in3 is brilliant, allows m... Read more Reviewed on: 16th May 2026
Healing Light's avatar
Healing Light

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51334)

Quick transaction

4
No problems so far, fast, even late hours for transactions Reviewed on: 6th April 2026
Yinny's avatar
Yinny

Very easy to use and excellent customer service

5
Very easy to use and excellent customer service Reviewed on: 6th April 2026
burksfieldemma@yahoo.co.uk's avatar
[email protected]

I just cant get enough of the service

5
I just cant get enough of the service Reviewed on: 6th April 2026
Sadiq's avatar
Sadiq

I have used paypal, its easy to use

5
I have used paypal, its easy to use Reviewed on: 6th April 2026
Amit's avatar
Amit

I find it really useful

5
I find it really useful my salf as it helps me the extra things I have to buy and all I need to do is make a note of dates and amount when your an OAP like me you need things like this Reviewed on: 6th April 2026
Andrew m's avatar
Andrew m

Great for spreading costs of larger payments

5
It's a very easy way to pay and to spread the cost of paying for something larger. I'd recommend it to anyone. I got accepted in seconds so it was very easy to use. Reviewed on: 6th April 2026
thevicster's avatar
thevicster

PayPal is my pal for Credit

4
I have been using PayPal for years. Credit facility is very flexible and easy to manage repayment. They offer 4 months buy now pay later schemes which beats other provides on the market. Thank you PayPal for being a pal for credit !!! Reviewed on: 6th April 2026
Ganesh MK's avatar
Ganesh MK

Best interest rate

5
PayPal is easy to use, best interest rate and can be used from kind of everywhere Reviewed on: 6th April 2026
Emilia 's avatar
Emilia

A great way to help spread the cost

5
PayPal in 3 is a great way to spread the cost of larger purchases. The real benefit is that there is no interest added to the cost. This enables you to budget more easily on a monthly salary. I usually use this method of payment on anything above £100. Reviewed on: 6th April 2026
Jan K's avatar
Jan K

Helpful service

5
Very helpful when contacted customer service! And service is always there when buying anything Reviewed on: 6th April 2026
JENNIFER D's avatar
JENNIFER D

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