Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,762 reviews, last reviewed 14th May 2026
2679100% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe pal Safe way for online purchases never let me down and have helped with their credit options available Reviewed on: 14th May 2026
bellel idrissi's avatar
bellel idrissi

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50762)

I can't praise PayPal Pay enough.

5
PayPal Pay in 3 has enabled me to purchase items I couldn't have afford outright otherwise. My experience with PayPal has been good. On one occasion I had cause to phone them - the call was straightforward and went through without a long wait. The person I spoke to was helpful, respectful and patient and resolved the issue quickly. I can't praise PayPal enough. Reviewed on: 6th April 2026

Lots of offers.

5
Lots of offers. A good way to break down large payments. Great customer service and a great way to save on interest by providing interest free schemes that are easy to apply. Reviewed on: 6th April 2026

Been a user since the beginning.

5
Been a user since the beginning. Never had any problems. Reliable, fast and perfect for what I do. Also use it for charitable donations as I run a charity. Reviewed on: 6th April 2026

Safety is secured with logging to the app

5
Easy to get into the app with your identification which sometimes link to your phone and email .This makes you feel safe and secure Reviewed on: 6th April 2026

Always had no issues with PayPal and they’ve always...

5
Always had no issues with PayPal and they’ve always been helpful. Reviewed on: 6th April 2026

I find it a convenient and safe way to pay

5
I find it a convenient and safe way to pay; especially at Wetherspoons or on-line to charities. ALso v useful to be able to pay in 3 as i am a retiree on a low income- so enables me to make large purchases eg hotel booking. Reviewed on: 6th April 2026

PayPal is always there when you need it.

5
PayPal is always there when you need it. Excellent different credit schemes. 10/10..Excellent service. And communication. All in all 10/10 Reviewed on: 6th April 2026

Always positive what more can I say

5
Always positive what more can I say Reviewed on: 6th April 2026

I have used PayPal for several years,

5
I have used PayPal for several years, never had a problem with any transactions, and love the freedom to use the pay in 3 function., which I have done on numerous occasions. If I have had a query, the response is timely and informative. I would use PayPal over my bank Reviewed on: 6th April 2026

My experience with PayPal, is, if I had the money I...

5
My experience with PayPal, is, if I had the money I would buy the company Reviewed on: 6th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review