Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,498 reviews, last reviewed 13th May 2026
2654500% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 Changed My Budgeting PayPal Pay in 3 has been really helpful for me financially because it allows me to split payments instead of paying everything upfront at once. I’ve u... Read more Reviewed on: 13th May 2026
Stephanie Quezada's avatar
Stephanie Quezada

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50498)

User Friendly

5
Find PayPal very easy to use and offers great rates. Reviewed on: 6th April 2026

Good reliable time saving way to pay.

5
Good reliable time saving way to pay. No need to enter delivery address as PayPal supplies this automatically whilst logged in. The added bonus of "Pay in 3" is handy for those larger items. Keeps card numbers private. Reviewed on: 6th April 2026

Always good customer service.

5
Always good customer service. safe and secure purchases. Reviewed on: 6th April 2026

Reliable

5
Quick and easy to use. Very reliable money is debited same date every month we write any problems. Reviewed on: 6th April 2026

I love PayPal because it’s secure.

5
I love PayPal because it’s secure and easy to use with the opportunity to split payments in 3 equal amounts, this is a great help when budgeting. Reviewed on: 6th April 2026

Reliable and simple service, helps in situations whe...

4
Reliable and simple service, helps in situations when other services not working Reviewed on: 6th April 2026

Secure & easy to use

5
So easy to use & with great security Reviewed on: 6th April 2026

The help you need at checkout

5
They really do help out when making a purchase, be that pay later or breaking the cost down over a period of time which helps out massively! Reviewed on: 6th April 2026

PayPal have been great especially when I have encoun...

5
PayPal have been great especially when I have encountered a problem. The only issue is it now takes PayPal several days to take payment, when once over it was taken immediately. Reviewed on: 6th April 2026

Quick and efficent service that helps break down the...

5
Quick and efficent service that helps break down the cost into three manageable payments Reviewed on: 6th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review