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PayPal: Pay in 3 reviews

4.93
Based on 49,371 reviews, last reviewed 11th May 2026
2549000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
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Latest highest rating:

5

PayPal LOVER Super easy, convenient, fast and safe in every way ! Reviewed on: 11th May 2026
Sienna R's avatar
Sienna R

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49371)

Excellent great service

5
It's a great way to pay for things you want/need when you can't afford them straight away and not paying any interest make it more affordable Reviewed on: 27th June 2025

Always very helpful and had no problems.

5
Always very helpful and had no problems. Reviewed on: 27th June 2025

PayPal is, by far the best way to pay.

5
PayPal is, by far the best way to pay. The Pay in 3 is just so convenient to spread the cost without interest. Reviewed on: 27th June 2025

Quick, easy and convenient

5
I've used pay in 3 several times for larger items. I can spread the cost over 3 months without paying any interest. Very quick to use and be accepted. Reviewed on: 27th June 2025

WIN WIN for Pay Pal Pay in 3 Option

5
I LUV LUV Pay Pal Pay in 3 option It allows me to purchase when I ordinarily would not due to the outlay of the entire cost. This is avoided by the Pay in 3 option. The Pay in 3 options also contributes to me keeping a closer eye on what I have outstanding in outgoings to better manage my finances therefore WIN WIN !! Reviewed on: 27th June 2025

Helped me spread the cost...

5
Since using the service it helped me spread the cost and having access to the app means I can keep an eye on my finances and payments being made. Reviewed on: 27th June 2025

Excellent Security and Great Payment Options

5
I use Paypal for my online purchases for security and excellent payment options. Reviewed on: 27th June 2025

PayPal pay in 3 is fabulous.

5
PayPal pay in 3 is fabulous. It allows you to purchase things and spread the cost. Sometimes you don’t have all the money so this allows you to purchase larger items. Reviewed on: 27th June 2025

Takes too long to take the payment after the due...

3
Takes too long to take the payment after the due date Reviewed on: 27th June 2025

Easy and convenient to use

5
The pay in 3 is very easy and convenient to use whenever the need arises to spread the cost of a large purchase. Reviewed on: 27th June 2025

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