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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101129 reviews)

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4.76

Based on 101,126 reviews, last reviewed 18th Jul 2026

417% increase in 5 star reviews

in the past 90 days

413% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to apply for pay in 3 installments, immediate a... Easy to apply for pay in 3 installments, immediate answer, great for flexibility Reviewed on: 18th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101129)

Payment protection

I always try to pay by PayPal whenever I can especially with internet purchases because if there is ever a problem PayPal help t resolve it & so far have always been successful. It’s like payment insurance protection Reviewed on: 11th July 2026

Paypal in 3 is convenient when funds are low in a pa...

Paypal in 3 is convenient when funds are low in a particular month. No fees are payable and is handy to be able to pay in instalments. Reviewed on: 11th July 2026

Never had any issues.

Never had any issues. So way to use. Reviewed on: 11th July 2026

Easy to use app, all straight forward.

Easy to use app, all straight forward. I like the pay in 3 payments. Very happy with PayPal Reviewed on: 11th July 2026

Pay in 3 worked fine

Pay in 3 worked fine; each payment went out on time, with no surprises or delays. Reviewed on: 11th July 2026

I love PayPal for the Pay in 3 option.

I love PayPal for the Pay in 3 option. It allows me to treat myself but PayPal keep a sharp eye on my spending. It's brilliant! Without this life would be a little duller. Reviewed on: 11th July 2026

The gift that keeps on giving

I've always used PayPal where I can for years - it's convenient, easy and no hassle at every turn! Reviewed on: 11th July 2026

Pay in 3 really helps me it’s so easy to use and pay...

Pay in 3 really helps me it’s so easy to use and pay additional without any hassle Reviewed on: 11th July 2026

Fits in well to the developing secure payments lands...

Fits in well to the developing secure payments landscape. Could offer some savings products too. Reviewed on: 11th July 2026

Have had problems with companies before trying to ge...

Have had problems with companies before trying to get a refund have reported to PayPal and they have sorted it out in hours for peace of mind I would always use PayPal Reviewed on: 11th July 2026

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