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PayPal: Pay in 3 reviews

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4.93
Based on 48,912 reviews, last reviewed 10th May 2026
2505500% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good All good thanks - secure payments made giving peace of mind Reviewed on: 10th May 2026
Michael A's avatar
Michael A

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48912)

Impressive customer service

4
I questioned a payment for something I’d bought but not received and PayPal helped by providing credit in my account to the value of the transaction, I was grateful and impressed Reviewed on: 27th June 2025
Matt D's avatar
Matt D

Helps with managing money

5
I have used PayPal pay in 3 several times and I have never had any problem with it. The payment is split equally in 3 unlike others like Clearpay, where you have to pay barely a month apart. I would strongly recommend choosing PayPal pay in 3 to my friends Reviewed on: 27th June 2025
Aaron's avatar
Aaron

Always easy and quick to make a payment and backup w...

5
Always easy and quick to make a payment and backup with a very good app. Reviewed on: 27th June 2025
David M's avatar
David M

Used Payable for years

5
Used Payable for years, I've never ever experienced any problems Reviewed on: 27th June 2025
HobGoblyn's avatar
HobGoblyn

I am very happy with my PayPal experience.

5
I am very happy with my PayPal experience. Payments I make are secure with verification, and pay in 3 really helps my budget. When I have had to deal with Customer Service they have been prompt and efficient while using their Chat Services. Reviewed on: 27th June 2025
Valkie's avatar
Valkie

useful tool

5
useful tool for keeping up my credit visibilty if you dont have a mortgage, car loan or credit card Reviewed on: 27th June 2025
Andy W's avatar
Andy W

PayPal is always been excellent service and always t...

5
PayPal is always been excellent service and always there to help. Keep it up PayPal. Reviewed on: 27th June 2025
Ian H's avatar
Ian H

Easy, Reliable, and Interest-Free!

5
I’ve had a great experience using PayPal Pay in 3. The process was smooth and very easy to set up—just a few clicks at checkout and it was done. I liked that there were no hidden fees or interest, and the reminders before each payment were really helpful. It made budgeting for larger purchases much more manageable without using a credit card. I also appreciate the transparency and reliability PayPal provides. I would definitely recommend this to anyone looking for a flexible and safe way to spread out payments. Reviewed on: 27th June 2025
Mansour S's avatar
Mansour S

Used this option a couple of times now and really ha...

5
Used this option a couple of times now and really happy with it! Fab to be able to spread the cost and makes budgeting easier Reviewed on: 27th June 2025
Michelle's avatar
Michelle

Easier payments and very flexible

5
Easier payments and very flexible Reviewed on: 27th June 2025
Paul C's avatar
Paul C

Review PayPal: Pay in 3 now

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