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PayPal: Pay in 3 reviews

4.93
Based on 47,272 reviews, last reviewed 7th May 2026
2352800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal never let me Down I have been using PayPal for long time, never let me down, reliable service Reviewed on: 7th May 2026
Kamal's avatar
Kamal

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47272)

Always had a great experience with pay in 3, very ha...

5
Always had a great experience with pay in 3, very handy when you’ve not got savings and need to purchase things. Having the payments split into 3 lightens the load and makes the final total a lot less catastrophic. Reviewed on: 15th June 2024

Exellent

5
Have always found this excellent. Reviewed on: 15th June 2024

Pay is 3 allows me to manage my finances so much bet...

5
Pay is 3 allows me to manage my finances so much better, it’s easy to see how much each instalment will cost. If you have any question PayPal are easy to get ahold of to contact, so helpful every time! Reviewed on: 15th June 2024

excellent

5
PayPal pay in 3 works so well for me in the current economic crisis as it allows me to pay for things I need over time, instead of having to spend out the lump sum. It has been a life saver. Reviewed on: 15th June 2024

Great way to spread payments when needed.

5
Paypal has helped cover the cost of larger payments with ease. Spreading the cost of 3 months for no extra fee is ideal ,never had any issues and so easy to check and payments via the app. Reviewed on: 15th June 2024

Used pay in 3 and PayPal credit was very easy to use...

5
Used pay in 3 and PayPal credit was very easy to use and when I wanted to I could pay early or extra to bring payments down great little feature to paypal Reviewed on: 15th June 2024

Good Service

5
Really enjoy using PayPal.Easy to use. Reviewed on: 15th June 2024

Use Pay in 3!

5
Great way to buy big products, love it! Reviewed on: 15th June 2024

Fantastic.

5
Fantastic. I like pay in 3 instalment. That helps me a lot during the shopping and manage my finances. Reviewed on: 15th June 2024

Peace of mind.

5
Patpalhas always proven to be a seamless & secure way to complete online transactions Reviewed on: 15th June 2024

Review PayPal: Pay in 3 now

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