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PayPal: Pay in 3 reviews

4.93
Based on 42,462 reviews, last reviewed 3rd May 2026
1896500% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Efficient and effective to use. Efficient and effective to use. My go to for shopping online. PayPal Pay in 3 is a great service. Reviewed on: 3rd May 2026
Pauline Stratford's avatar
Pauline Stratford

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42462)

best payment method ever

5
Since the pay in 3 option came available Iv always opted in for this method of payment as it helped me in managing my finance portfolio Reviewed on: 8th June 2024

Absolutely love pay in three options as can save cos...

5
Absolutely love pay in three options as can save costs instead of paying all in one Reviewed on: 8th June 2024

Pay in 3 helped me divide large payments

5
Pay in 3 helped me divide larger sum of payments into more manageable chunks and helped with my financial planning in my daily life. Reviewed on: 8th June 2024

Excellent service to have

5
Paypal pay by 3 has been such a great help to me, especially with 4 young children it helps me keep within a budget and spread the cost I am so glad this option is available. Reviewed on: 8th June 2024

Fantastic opportunity to getting what you need :) wh...

5
Fantastic opportunity to getting what you need :) when you need it. Has helped me out so much. Much better than credit card or loans Reviewed on: 8th June 2024

I use PayPal pay in 3 often and have always found it...

5
I use PayPal pay in 3 often and have always found it to be a great way of splitting up costs of purchases. It's an easy, stress free experience that I would recommend to anyone I know. PayPal customer service is always great too. Reviewed on: 8th June 2024

Always easy to do and is very helpful with money man...

5
Always easy to do and is very helpful with money management. Refunds are handled easily and you rarely have to get involved as they always tend to be automatic. User interface is easy and clear with telling you when payments are due. Reviewed on: 8th June 2024

Very good customer service with a quick and efficien...

5
Very good customer service with a quick and efficient sign up process! Reviewed on: 8th June 2024

Never have problems.

5
Never have problems. Prefer paying businesses using PayPal Reviewed on: 8th June 2024

Simple and easy works well for me

5
Simple and easy works well for me Reviewed on: 8th June 2024

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