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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101188 reviews)

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4.76

Based on 101,185 reviews, last reviewed 22nd Jul 2026

296% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love Pay in 3 service! Love Pay in 3 service! It is very helpful! Reviewed on: 22nd July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101189)

Easy to use, no interest and so straightforward even...

Easy to use, no interest and so straightforward even my Nan could use it. Reviewed on: 11th July 2026

The gold standard for secure online payments

I have been using PayPal for years and it remains my absolute go-to for online shopping and sending money to friends. The transaction speeds are incredibly fast, and the mobile app is flawlessly designed and easy to navigate. What I appreciate most is the peace of mind provided by their robust Buyer Protection policy, which makes purchasing from new online stores completely stress-free. I highly recommend it to anyone looking for a secure and seamless payment experience. Reviewed on: 11th July 2026

Good Experience!

PayPal Pay in 3 splits your purchase into 3 interest-free payments — one upfront, then two more every 30 days, no fees if you’re not late. Genuinely one of the easier “buy now, chill on the rest” plays out there smooth checkout, no credit check drama for small buys, and it doesn’t wreck you with interest like a lot of BNPL traps do. Reviewed on: 11th July 2026

Paypal always easyly solved the problem when I faced...

Paypal always easyly solved the problem when I faced the transactional difficulty by the money hunter. Paypal twice got the money back for me when seller denied to refund. I suggest to everyone to get a Paypal account for secured payment for online purchases. Reviewed on: 11th July 2026

I think at times, it could be most helpful, and it h...

I think at times, it could be most helpful, and it helps us out of a fix. Reviewed on: 11th July 2026

Paypal's Pay in 3 has been so helpful at spreading t...

Paypal's Pay in 3 has been so helpful at spreading the cost of essential items during much needed times Reviewed on: 11th July 2026

Good experience with pay in 3 , no regrets at...

Good experience with pay in 3 , no regrets at all Reviewed on: 11th July 2026

Payment advantage

Excellent to beable to spread payments especially if you really want a product and your in-between wage payments Reviewed on: 11th July 2026

Very simple interface.

Very simple interface. When I did have a problem it was quickly resolved. Dead good customer service very happy customer. Reviewed on: 11th July 2026

Absolutely excellent service, especially considering...

Absolutely excellent service, especially considering we got money off at Download using the debit card. More like this please! Reviewed on: 11th July 2026

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