Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39998 reviews)

View other PayPal products

4.93

Based on 39,998 reviews, last reviewed 27th Apr 2026

1665600% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal is the past, present & future I regularly use PayPal because i feel it is a safe, fast & accessible way to make purchases. The pay-in-3 option is excellent. Its my primary, go-to o... Read more Reviewed on: 27th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (39998)

provide a good service

Always provide a good service and go above and beyond to help Reviewed on: 5th June 2024

Great service, convenient to use.

Great service, convenient to use. Keeps customers informed of payment dates and balances. Reviewed on: 5th June 2024

Always happy with your service and money also safe

Always happy with your service and money also safe Reviewed on: 5th June 2024

A very useful and reliable service.

I find this system very useful and it allows me to purchase goods without having to save up for them as I can pay monthly within my budget and not be charged interest. I am told almost immediately if I have been accepted for this credit So far I have not been turned down. A very efficient and reliable service. Well done Paypal. Thank you. Reviewed on: 5th June 2024

Great facility from Paypal

Easy to use, and helpful to budget the larger spends and expensive times of the year such as Christmas. Reviewed on: 5th June 2024

PayPal will back you if needed to fight against scam...

PayPal will back you if needed to fight against scammers and pay in 3 great way to spread the cost Reviewed on: 5th June 2024

Great, never disappointed.

Great. Service is quick and reliable. Reviewed on: 5th June 2024

Always PayPal

I pay using PayPal as much as possible, safe and secure. Can buy with confidence through PayPal and spread the cost over 3 months interest free! Reviewed on: 5th June 2024

I have used pay in 3 for a number of big purchases l...

I have used pay in 3 for a number of big purchases like a MacBook and a fridge and it’s super easy to set up and check out. It’s also easy to log in and pay off early if you want to aswell. I’ve never had a issue as it explains everything perfectly before you enter in to anything Reviewed on: 5th June 2024

Im a fan of PayPal convenient, helpful & trustworthy

I have been a fan of PayPal and been using for over 10 years and I feel that it’s customer service is friendly helpful when payments have been troublesome plus now pay in 3 is an added benefit and has made this helpful a great way to pay if funds are low. Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 3.52 from 61 reviews
Retail finance
from PayItMonthly 4.91 from 242 reviews
Buy now pay later
from Payl8r 4.89 from 4218 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Credit card
from PayPal 4.92 from 66 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub