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PayPal: Pay in 3 reviews

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4.93
Based on 40,040 reviews, last reviewed 27th Apr 2026
1669600% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

4

I always use PayPal I always use PayPal to pay for most my purchases. it’s safe and secure and if there is any issues they are great with sorting refunds Reviewed on: 27th April 2026
Demi's avatar
Demi

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
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Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (40040)

It is very helpful when needed I’m very satisfied

5
It is very helpful when needed I’m very satisfied Reviewed on: 5th June 2024
Augustina B's avatar
Augustina B

Absolutely wonderful very easy to use

5
Absolutely wonderful very easy to use Reviewed on: 5th June 2024
William's avatar
William

Really good service, never had any issues, I trust P...

5
Really good service, never had any issues, I trust PayPal 100% Reviewed on: 5th June 2024
Donna J's avatar
Donna J

Always been fair on the phone and my only issue is t...

5
Always been fair on the phone and my only issue is the interest rate and how the money is paid off amongst the various outgoings. It’s a vital service though when you need it and try and pay off as much as possible when you can! Reviewed on: 5th June 2024
Kirk T's avatar
Kirk T

Paypal Pay in 3 is great

5
I use Paypal Pay in 3 all the time. It helps me spread the cost of purchases without having to pay any extra charges. It's super easy to use and convenient. Reviewed on: 5th June 2024
GreenFields's avatar
GreenFields

So easy to use and I feel safe making purchases with...

5
So easy to use and I feel safe making purchases with PayPal Reviewed on: 5th June 2024
Jason M's avatar
Jason M

Quick & simple.

5
Quick & simple. It’s really quick to apply and make orders online to spread the cost Reviewed on: 5th June 2024
Steve M's avatar
Steve M

I use paypal for lots of transactions it is a safe a...

5
I use paypal for lots of transactions it is a safe a secure way of paying. I like the flexibility of pay in 3 option, as it allows you to budget for bigger or unexpected purchases. Reviewed on: 5th June 2024
Donna 's avatar
Donna

It's such a helpful mechanism during times of high i...

5
It's such a helpful mechanism during times of high inflation and a squeeze on personal cashflow. It aids the economy too, as it facilitates purchases today that may otherwise not complete or otherwise delayed. Reviewed on: 5th June 2024
Michael T's avatar
Michael T

Spread the budget

5
Paying in three instalments helps spread the cost and makes it more likely to allow me to buy items Reviewed on: 5th June 2024
Campbell B's avatar
Campbell B

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