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PayPal: Pay in 3 reviews

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4.93
Based on 39,897 reviews, last reviewed 27th Apr 2026
1655600% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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0%

Latest highest rating:

5

It has helped spread the cost of some unexpected pur... It has helped spread the cost of some unexpected purchases I needed to make over a few months rather than one payment. Reviewed on: 27th April 2026
Daniel O's avatar
Daniel O

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39897)

Used pay in 3 many times

5
Used pay in 3 many times and works very well Reviewed on: 5th June 2024
Gary T's avatar
Gary T

Extremely professional and helpful

5
Extremely professional and helpful Reviewed on: 5th June 2024
MARK C's avatar
MARK C

Great, PayPal is only one of the app me can...

5
Great, PayPal is only one of the app me can trust Reviewed on: 5th June 2024
Singh's avatar
Singh

Brilliant way to split cost on bigger purchases and...

5
Brilliant way to split cost on bigger purchases and little treats Reviewed on: 5th June 2024
Theresa P's avatar
Theresa P

Always a smooth & easy to use process.

5
Always a smooth and easy to use process. Never had cause to complain Reviewed on: 5th June 2024
Marie 's avatar
Marie

I Love Pay in 3

5
Pay in 3 is an excellent service, it allows me to spread the cost on items that otherwise would be a little too expensive all in one go. Easy to use and self explanatory, this is a highly useful credit provider. Reviewed on: 5th June 2024
Kenneth M's avatar
Kenneth M

Love PayPal

5
Love the pay in 3 option, interest free! Also PayPal credit is good for ordering items. Had an issue in the past that customer service corrected quickly Reviewed on: 5th June 2024
Zoe's avatar
Zoe

I use PayPal regularly and the service is great

5
I use PayPal regularly and the service is great Reviewed on: 5th June 2024
Cc's avatar
Cc

Excellent and efficient and made so easy to use

5
Excellent and efficient and made so easy to use Reviewed on: 5th June 2024
Dominique Meikle 's avatar
Dominique Meikle

Fantastic facility to quickly pay for purchases and...

5
Fantastic facility to quickly pay for purchases and gives you a little more time to pay which often is very helpful, or simply means you can keep cash in your account earning interest! Reviewed on: 5th June 2024
Andrew's avatar
Andrew

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