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PayPal: Pay in 3 reviews

4.93
Based on 39,684 reviews, last reviewed 27th Apr 2026
1635400% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great never had any problems Always great never had any problems Reviewed on: 27th April 2026
Lauren D's avatar
Lauren D

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39684)

Good option to split the cost in 3

5
Good option to split the cost in 3 Reviewed on: 4th June 2024

PayPal is painless.

5
PayPal is painless. Enough said. Reviewed on: 4th June 2024

Good affordable for all ages you can afford very eas...

5
Good affordable for all ages you can afford very easily. Reviewed on: 4th June 2024

I order some things that I needs and noticed that I...

5
I order some things that I needs and noticed that I be able to pay within 3 instilments, i tried it and found it useful. thanks Reviewed on: 4th June 2024

Fast, simple, efficient and easy to manage.

5
At this stage I am unsure who I would recommend PayPal to who doesn't use it. PayPal is a rare marvel in that I have never had a single issue with the service. I have contacted them once regarding a duplicate payment, and the service was fast, efficient and simple. I cannot fault them overall, and the credit functions such as Pay in 3 are easy to navigate and simple to manage. Reviewed on: 4th June 2024

Easy way to pay safely for online shopping.

5
Easy way to pay safely for online shopping. Customer service is excellent and any issues easily resolved. Reviewed on: 4th June 2024

Trustworthy and reliable

5
I have been using PayPal for almost 10 years now and have always had good experience with it. It gives me peace of mind knowing I paid with PayPal because if there is any issue I know PayPal will sort it out. Many times it has helped me out. Reviewed on: 4th June 2024

Fantastic very transparent and readily available.

5
Fantastic very transparent and readily available. Reviewed on: 4th June 2024

Excellent service

5
Does exactly what it says on the tin, what more could you want? Reviewed on: 4th June 2024

Brilliant system.

5
Brilliant system. Helps with cash flow problem and very transparent. I know when the payment will go out every month. Reviewed on: 4th June 2024

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