Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,185 reviews, last reviewed 22nd Jul 2026
296% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love Pay in 3 service! Love Pay in 3 service! It is very helpful! Reviewed on: 22nd July 2026
Eva V's avatar
Eva V

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101189)

Best cash app on my phone.

5
Best cash app on my phone. Easy, simple, instant. Can send money easier than bank transfers. Reviewed on: 11th July 2026

Pay pal has been the best way to pay for products as...

5
Pay pal has been the best way to pay for products as it offers a safe , clear and easy way to make payments with a guarantee of safety if you have a dispute!… Reviewed on: 11th July 2026

The pay in 3 scheme is easy to use and understand.

5
The pay in 3 scheme is easy to use and understand. PayPal send notifications and emails to help you keep on track. You can easily pay things off early but having the option to pay in 3 helps with higher purchases. Reviewed on: 11th July 2026

Allows me to spread the cost

5
Allows me to spread the cost of expensive yarn and workshop fees, meaning that I don't miss out Reviewed on: 11th July 2026

Good excellent great way to pay for things

5
Good excellent great way to pay for things Reviewed on: 11th July 2026

Helped spread an unexpected travel expense

5
Helped spread an unexpected travel expense Reviewed on: 11th July 2026

Installment

4
My experience is either bad or good one thing is for sure you can do better than this but not bad. Reviewed on: 11th July 2026

Very useful

5
I like the Pay in 3 option, it's very useful and informative is clear and updates each month are helpful. Never had any issues. Reviewed on: 11th July 2026

Great service.

5
Great service. Brilliant ease of use. Reviewed on: 11th July 2026

Love PayPal so easy and love the 3 payments thing

5
Love PayPal so easy and love the 3 payments thing Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181018 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products