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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101189 reviews)

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4.76

Based on 101,185 reviews, last reviewed 22nd Jul 2026

296% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love Pay in 3 service! Love Pay in 3 service! It is very helpful! Reviewed on: 22nd July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101189)

A great way to split the cost of big and small purch...

A great way to split the cost of big and small purchases. Easy to use and keep track of and great communication from PayPal about where you are in your plan and how much is remaining. I always feel safe using PayPal and know I am protected. Reviewed on: 11th July 2026

Like the easy and safe methods of payment.

Like the easy and safe methods of payment. 3month payment options also good if you don’t want to pay outright for an item. Reviewed on: 11th July 2026

Never had a bad experience!

A safe way of sending money or making payments for purchases. Never had any issues. Reviewed on: 11th July 2026

Good way to spread the cost

On the occasions I have used PayPal credit I have found it a most useful way to spread the cost of larger purchases. Reviewed on: 11th July 2026

I’ve used PayPal for years now!

I’ve used PayPal for years now. For large purchases, I find their pay in 3 service incredibly useful. It’s such relief to spread out large payments into smaller monthly chunks. I also really appreciate the barrier between my card and vendors. That extra layer of protection really reassures me when I’m online shopping! Reviewed on: 11th July 2026

Excellent service in every way

Very good service with responsive customer services. The pay in 3 has been exceptionally good for ordering large quantities whilst renovating my house. 100% in every way and I will continue using this service. Reviewed on: 11th July 2026

I have appreciated pay in 3 in the past

I have appreciated pay in 3 in the past but have seen it will now affect my credit rating so may not be using it in the future Reviewed on: 11th July 2026

Always professional and know where I am.

Always professional and know where I am. I like the reminders. I Like being able to afford items I cannot buy all at once. Reviewed on: 11th July 2026

Quick and easy gor makeing payments on websites

Quick and easy gor makeing payments on websites Reviewed on: 11th July 2026

My bank details are protected by PayPal!

I am reluctant to buy online if PayPal is not offered. I feel protected by PayPal as I do not need to put my bank card details online. Reviewed on: 11th July 2026

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