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PayPal: Pay in 3 reviews

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4.93
Based on 37,851 reviews, last reviewed 23rd Apr 2026
1462000% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I’ve used PayPal since 2006 it has been excellent and just wish it was my bank. The complaints are dealt with fairly and quickly. Reviewed on: 23rd April 2026
Judith C's avatar
Judith C

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37851)

PayPal has been great to use.

5
PayPal has been great to use. It's changed the way I pay for things. Reviewed on: 2nd June 2024
Andre's avatar
Andre

Helps me budget

5
I often use Pay in 3 for my purchases, it allows me to purchase the more expensive items I want but helps my budget by being able to spread my payment. I find it very flexible with being able to pay the items off early if I wish. Reviewed on: 2nd June 2024
Mary Bridge's avatar
Mary Bridge

Easy to use

5
Easy to use. Easy to pay off early. No cahrges. Clear information in app. Reviewed on: 2nd June 2024
Kerry H's avatar
Kerry H

Excellent everytime and makes easier to pay

5
Excellent everytime and makes easier to pay Reviewed on: 2nd June 2024
Taylorboss's avatar
Taylorboss

Spreading the cost makes financial sense

5
I like to spread the cost when purchasing certain things & at no extra cost why wouldn’t you ? Reviewed on: 2nd June 2024
Yvonne Mitchell's avatar
Yvonne Mitchell

PayPal have always been easy to get hold of and help.

4
PayPal have always been easy to get hold of and help. Its a safe way to spend my money Reviewed on: 2nd June 2024
Leonie 's avatar
Leonie

A very helpful system when you just need that little...

5
A very helpful system when you just need that little extra time to pay, but not need a credit card commitment. Reviewed on: 2nd June 2024
JLWBTLC's avatar
JLWBTLC

Paid over 3 great way to buy spreading cost

5
Paid over 3 great way to buy spreading cost Reviewed on: 2nd June 2024
John G's avatar
John G

Best form of pre payment over instalments out there!

5
Paypal Pay in 3 has been so helpful for me to buy presents for the people close to me and has allowed me to do this while managing my money better. It is such an easy system to access and check which payment dates are upcoming or due and the regular emails and reminders ensure I am organised in advance. Reviewed on: 2nd June 2024
Daisy S's avatar
Daisy S

Excellent - always use pay in 3 now.

5
Excellent - always use pay in 3 now. Reviewed on: 2nd June 2024
CH 's avatar
CH

Review PayPal: Pay in 3 now

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