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PayPal: Pay in 3 reviews

4.76
Based on 71,561 reviews, last reviewed 16th Jun 2026
4631600% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
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5%
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1%
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Latest highest rating:

5

Stressfree Helps me spread the costs with no interest added.Reliable. no stress. Most the time customer services has been good and my issue sorted. PayPal is my ... Read more Reviewed on: 16th June 2026
Marie l's avatar
Marie l

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71561)

Highly recommended: quick, secure & easy to use

5
Really helpful, no-cost solution & so easy to use. Eliminates the need for costly credit card and overdraft transactions and best of all It really helps me with spreading the cost of materials over the period of a piece of work. Why is this important? Well, I'm of retirement age with fixed income so cashflow is important. Specifically, I spend some of my spare time renovating & restoring light fittings for a local electrician that specialises in updating 'period' & listed buildings to the latest Standards whilst maintaining historic & architectural heritage. Material costs can be significant & payment can take several months to come through so having costs spread over a three-month period really helps cash & workflow. Can't recommend "Pay in 3" highly enough. Reviewed on: 30th April 2026

Made things so much easier to purchase.

5
Made things so much easier to purchase. Especially being able to pay in 3 when things are on sale but don’t have the full amount at the time Reviewed on: 30th April 2026

On the nail every time.

5
On the nail every time. Never had any problems and super quick which makes it stress free. Reviewed on: 30th April 2026

It’s easy and simple to use.

5
It’s easy and simple to use. No problem paying immediately Reviewed on: 30th April 2026

App always works well.

5
App always works well. It makes things easy whether sending or receiving money, paying for things and now even tracking deliveries. Never had any problems Reviewed on: 30th April 2026

MyPal Paypal

5
So easy to use and check transaction activity. Earn points with pay reward and Pay in 3 such a bonus, great for spreading costs without any form filling or interest added. Reviewed on: 30th April 2026

Always makes paying for things easier!

5
Always makes paying for things easier! Reviewed on: 30th April 2026

Safe and simple to use.

5
I have found PayPal very easy to use. It simplifies many of my financial transactions and I have found them to always be secure. It’s so easy to send in and receive money, and it’s perfect as my payment of choice on things like eBay. Reviewed on: 30th April 2026

Easy to use app & purchasing feels secure/protected

5
Easy to use app & feel secure when purchasing, especially as you can log an issues or disputes with them, safely knowing they will investigate & act to protect/support your claim impartially. Reviewed on: 30th April 2026

Best financial tool EVER!!

5
Always used PayPal for years, its a life saver!! The option of pay in 3 is handy so I can buy something but pay in 3 installments without any interest its fantastic & if I can afford to pay off sooner than the 3 months I can, it just allows me a little bit of wiggle room financially! I dont buy anything unless I can pay by PayPal as it offers so much safety & security. If iv had issues with retailers in the past iv contacted PayPal & everything was sorted quickly & without any further worrying or fuss. My partner also uses PayPal for all purchases & wont buy unless its available. The app gives clear & concise information of all my pay in 3 plans/all activity etc so you can check if you need to. There's much more but to sum up definitely the best tool we both have in our financial arsenal! Great company great service & would be lost without it AAA*** Reviewed on: 30th April 2026

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