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PayPal: Pay in 3 reviews

4.93
Based on 37,062 reviews, last reviewed 22nd Apr 2026
1386800% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

Trustworthy and reliable! I have used paypal for over 15 years and I am very comfortable using it. Paypal is intuitive and easy to use, which is everything it needs to be. Very... Read more Reviewed on: 22nd April 2026
Laura M's avatar
Laura M

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37062)

The app isn't the best.

1
The app isn't the best. Not sure why when I try to pay the bill it takes so long to come out of my account, or it just doesn't. Very odd. Reviewed on: 1st June 2024

Excellent for unexpected big spends

5
The pay in three is a real genius. You can see when the money is coming out of your bank account and the generated messages to inform you are a bonus. Will continue to use when a big spend presents itself. Reviewed on: 1st June 2024

Easy to use.

5
Easy to use. Easy to pay. Great facility to help spread the cost. Reviewed on: 1st June 2024

It's just great, really no cons, and really good cos...

5
It's just great, really no cons, and really good costumer service Reviewed on: 1st June 2024

I love the payment in three please do not ever...

5
I love the payment in three please do not ever lose it Reviewed on: 1st June 2024

PayPal's, Pay in 3 is a Life Changer

5
PayPal is better than Google Pay The extra layer of security is like a pause on purchases. It feels secure and supportive, especially their pay in 3. I have used pay in 3 to pay for better holidays. Pay in 3 allows my family to spread the cost. I have booked bigger cottages and 4 star hotels. I've been grateful of pay in 3 for unexpected costs like new walking boots when your old ones fail to keep your feet dry anymore. Reviewed on: 1st June 2024

My experience with PayPal has always been positive

5
My experience with PayPal has always been positive Reviewed on: 1st June 2024

Always helpful, easy to use.

5
Always helpful, easy to use. I have been using the service for over a year without any problems. Happy. Reviewed on: 1st June 2024

Nice and quick.

5
Nice and quick. Easy to use and understand Reviewed on: 1st June 2024

absolutely game changer for bigger orders!

5
absolutely game changer when you don't want to spend a full amount at once! I use it all the time and it is perfect because I don't need to remember about the payments as it is automatically charged from my account and can spread the cost over 3 months! absolutely perfect :) Reviewed on: 1st June 2024

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