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PayPal: Pay in 3 reviews

4.93
Based on 37,035 reviews, last reviewed 21st Apr 2026
1384200% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've had several refunds from PayPal. I've had several refunds from PayPal with no problems. A very good service. Reviewed on: 21st April 2026
JKH's avatar
JKH

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37035)

I was able to afford clothes that I needed and didn’...

5
I was able to afford clothes that I needed and didn’t have to save up. Reviewed on: 1st June 2024

Very convenient and easy to use no fuss involved

5
Very convenient and easy to use no fuss involved Reviewed on: 1st June 2024

Excellent service

5
I love using PayPal for purchases and have never had a problem Reviewed on: 1st June 2024

an excellent way to split payments on purchases

5
An excellent way to split payments on purchases Reviewed on: 1st June 2024

Have used the pay in 3 multiple times and PayPal hav...

5
Have used the pay in 3 multiple times and PayPal have a lot more companies that you can use pay in 3 with than Klarna or any of the other companies that do pay later. Reviewed on: 1st June 2024

I have Excellent experience when paying 3 instalments.

4
I have Excellent experience when paying 3 instalments. Reviewed on: 1st June 2024

Pay in three gives me ample time to complete payment...

5
Pay in three gives me ample time to complete payment Reviewed on: 1st June 2024

Great way to spread the cost and do not have to worr...

5
Great way to spread the cost and do not have to worry about late payment fees! Reviewed on: 1st June 2024

Great option for pay in 3 will use it again

5
Great option for pay in 3 will use it again Reviewed on: 1st June 2024

Pay in 3 is a useful service and doesn’t charge inte...

5
Pay in 3 is a useful service and doesn’t charge interest the only downside is if you pay early sometimes it can be slow to show on your bank account Reviewed on: 1st June 2024

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