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PayPal: Pay in 3 reviews

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4.93
Based on 36,498 reviews, last reviewed 21st Apr 2026
1333600% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Very handy and helpful payment portal, which is uniq... Very handy and helpful payment portal, which is unique, reliable and convenient Reviewed on: 21st April 2026
Ranjith PR's avatar
Ranjith PR

Latest lowest rating:

2

Sometimes people pay later or pay free doesn’t work Sometimes people pay later or pay free doesn’t work Reviewed on: 21st April 2026
Ni's avatar
Ni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36498)

Easy to navigate

5
easy to use, easy to navigate, keeps you informed of pending payment dates Reviewed on: 31st May 2024
JulBd's avatar
JulBd

Really good experience.

4
Really good experience. I would make a change to it though. After the first payment you should be able to pick the next payment date Reviewed on: 31st May 2024
Nathaniel Prince's avatar
Nathaniel Prince

Always use PayPal pay in 3

5
Always use PayPal pay in 3 if over a certain amount as it convenient Reviewed on: 31st May 2024
Scott m's avatar
Scott m

Fantastic way to split costs

5
Fantastic way to split costs, it's easy and fast and makes large payments much easier and they're good at offering help to pay, just make sure that you're not doing too many pay in threes at a time, it can get out of hand fast Reviewed on: 31st May 2024
Kyle N's avatar
Kyle N

Convenient, I find PayPal pay in 3 very helpful as I...

5
Convenient, I find PayPal pay in 3 very helpful as I get to make purchases without having to wait till my next payday Reviewed on: 31st May 2024
Alison bowen 's avatar
Alison bowen

Easy to use, if I’ve ever had a problem is quickly r...

5
Easy to use, if I’ve ever had a problem is quickly resolved Reviewed on: 31st May 2024
Max's avatar
Max

Nice easy process, ideal for spreading cost over a f...

5
Nice easy process, ideal for spreading cost over a few months, great service from PayPal, easy website to use if you want to pay off early or check balance on account, highly recommended Reviewed on: 31st May 2024
Mark J's avatar
Mark J

Have used PayPal pay in 3 for large appliances, whic...

5
Have used PayPal pay in 3 for large appliances, which has been excellent. Easy to use and takes away the stress of finding a large amount of money in one go Reviewed on: 31st May 2024
Zoe W's avatar
Zoe W

Such a helpful payment method.

5
So helpful being able to spread tge cost over 3 small payments. Reviewed on: 31st May 2024
David J's avatar
David J

Larger purchases a breeze with pay in 3.

5
I often use paying 3 for larger purchases to spread the cost. It’s just enough to help out but not going to cause serious debt or overspending issues. I like the freedom this method provides. Reviewed on: 31st May 2024
Fi's avatar
Fi

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