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PayPal: Pay in 3 reviews

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4.93
Based on 36,436 reviews, last reviewed 21st Apr 2026
1327600% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
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Latest highest rating:

5

split payments. I like the ability to split payments. Reviewed on: 21st April 2026
Maria B's avatar
Maria B

Latest lowest rating:

2

Sometimes people pay later or pay free doesn’t work Sometimes people pay later or pay free doesn’t work Reviewed on: 21st April 2026
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Ni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (36436)

Very useful option, helps me feel better about my bi...

5
Very useful option, helps me feel better about my big purchases and gives me flexibility by breaking it down in 3 Reviewed on: 30th May 2024
Andre D's avatar
Andre D

Makes buying and paying easy.

5
Makes buying and paying easy. Takes the pressure off. Reviewed on: 30th May 2024
A's avatar
A

Pay in three is seamless, quick and convenient.

5
Pay in three is seamless, quick and convenient. I use it often and can’t recommend enough. Easy to set up and linked direct to my bank account it’s allowed me to redecorate my flat much quicker than it would have without. Reviewed on: 30th May 2024
Dean R's avatar
Dean R

PayPal pay in 3 has literally been a life saver.

5
PayPal pay in 3 has literally been a life saver. It’s taken the financial pressure off and helped me manage purchases when there’s been nothing left in the budget - thank you PayPal Reviewed on: 30th May 2024
Tracy P's avatar
Tracy P

PayPal 3 is easy to use and simple to navigate...

4
PayPal 3 is easy to use and simple to navigate Reviewed on: 30th May 2024
Jacqueline Williams's avatar
Jacqueline Williams

Quick and Easy!

5
So quick and easy to apply, makes my purchases more affordable. Can budget monthly with no interest! Reviewed on: 30th May 2024
Heidi F's avatar
Heidi F

Very easy to use and non judgemental

5
Very easy to use and non judgemental Reviewed on: 30th May 2024
Joe J's avatar
Joe J

Helpful for money management

5
I've found that the option helps me spread the cost over a few months, which means I can manage my finances better, it's something I've reccomended to a few people and myself and them have found it useful, especially over Christmas. Reviewed on: 30th May 2024
Kirsten Richardson's avatar
Kirsten Richardson

Brilliant credit solution

5
Brilliant for budgeting and enabling the purchase of needed items quicker, godsend Reviewed on: 30th May 2024
John S's avatar
John S

Great Initiative!

5
Great Initiative! A great help, always use this option when buying online. Reviewed on: 30th May 2024
UA's avatar
UA

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