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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (34873 reviews)

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4.93

Based on 34,873 reviews, last reviewed 19th Apr 2026

1181600% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helped me through the process good customer service Helped me through the process good customer service Reviewed on: 19th April 2026

Latest lowest rating:

2

Rubbish customer service. Rubbish customer service.Cheats and not clear offer and promotion details Reviewed on: 19th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (34873)

Great and easy to use

Its quick and simple to use. Love the pay in 3 option so much helpful when low on funds etc. Reviewed on: 24th May 2024

Pay in 3 is an excellent service spreading the cost...

Pay in 3 is an excellent service spreading the cost of a large purchase evenly over 3 months- interest free! I have used this hassle free feature of PayPal multiple times now and find it very useful. Reviewed on: 24th May 2024

Love it very convenient and I think it's a brilliant...

Love it very convenient and I think it's a brilliant paying in instalments makes things a bit less stressful. Reviewed on: 24th May 2024

Very easy to use and helpful for when making bigger...

Very easy to use and helpful for when making bigger purchases. Reviewed on: 24th May 2024

Being a low income household the pay in 3 has been a...

Being a low income household the pay in 3 has been a massive help too me it has helped me stay on top of my finances while improving my household I wouldn’t have been able to do this without pay in 3 Reviewed on: 24th May 2024

Bad experience of pay in instalments.

Bad experience of pay in instalments. They allowed pay in 3 and then took it away! Despite bills being paid on time or in advance Reviewed on: 24th May 2024

Fast and reliable service

Service was fast and reliable. Used the service to purchase an item from Grailed. Reviewed on: 24th May 2024

Interest free, charge free, effort free!

I wasn’t aware of it until it was presented as an option at the checkout on a recent purchase, but I chose it and it was so easy and fast; almost instant! Interest free and split into 3 payments with all the admin done for you… it’s an absolute win in my book! I’ve used it again since, makes life that little bit easier without any additional effort from the customer. Reviewed on: 24th May 2024

I have found everything easy to use and very helpful.

I have found everything easy to use and very helpful. Reviewed on: 24th May 2024

Affordable Christmas

This was great for me before Christmas so that I was able to afford my son's Christmas present utilising my January pay check! The process was quick and easy and it was clear how it would work. Thanks PayPal! Reviewed on: 24th May 2024

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